Category Archives: Finance

Ringgit Lower Against the US$

Ringgit Lower Against the US$

The ringgit was lower against the US dollar Tuesday morning as the greenback bounced back from its lowest level in more than a year, lifted by stronger-than-expected readings on the US economy, dealers said.

At 9 am(0100gmt), the local unit stood at 4.2810/2850 against the greenback compared with Monday’s close of 4.2760/2800.

A dealer said the US dollar inched up Monday as US manufacturing and services flash surveys both showed the US economy was performing better-than-expected.

However, investors remained cautious on developments concerning possible ties between Russia and aides to US President Donald Trump.

Meanwhile, the ringgit was traded higher against other major currencies.

It appreciated marginally against the Singapore dollar to 3.1411/1452 from Monday’s 3.1413/1459 and rose against the Japanese yen to 3.8467/8513 from 3.8620/8663 Monday.

The local unit gained against the British pound to 5.5717/5774 from 5.5750/5815 on Monday and improved against the euro to 4.9814/9877 from 4.9841/9896, Monday.

Magenet Referral Program

It’s a month of good news from MageNet! After the launch of a Quality Reward Program MageNet announces the start of a Referral Program. What do you get? 10% commission from each dollar your referred friend makes.

How to get it?

Accept advertisers’ links yourself and recommend MageNet to your friends

Above is my earnings for Magenet since 2014 and you get to earn monthly from publishers to place links at your site / blog for a fixed revenue. They can cancel anytime and it ranges from 7 cents to USD 1.90 per month. You can only withdraw upon hitting USD 50, which is quite achievable after some time.

Here is the link to Magenet >> click here.

Or just copy and paste the link here to your browser >> http://www.magenet.com?key=b73d856a8a4334c77d208ba8dae637380&utm_medium=affiliate

NAWEM – Inspire Women in Business

I was browsing around when I found this website that inspires women in business – NAWEM. You can visit their site at https://www.nawem.org.my/. They have organised several workshops and seminars for business women. Just the other day, I was reading the Straits Times and the government had helped a woman bumi earning from barely $1k per month to making $1 million in revenue every month simply selling babies’ diapers and exporting to Indonesia, Philippines, etc. Even her trip and hotel stay at the first attempt were all paid for! So easy peasy for bumis to get started and connected with the right channels, if only they are willing to work hard and put in effort.

The learning curve is cut short very much unlike for others who have to slought it out themselves. We may not even have the financial means to do so and even have to learn from trial and error. As it is, I have a booking site that is still not ready even after 2 years of hosting and it has not brought in any business. If only I have a mentor to guide me through how to strike it out on my own on a part time basis, as I have a full time job at home, I would gladly grab the opportunity.

Now in Quayside

I am now in Quayside condo to do my laundry of washing my bedsheet, pillow and bolster cases. There is also a machine dryer to dry up the washed items. I packed dinner along which was part of lunch in half portions. Brought along my book and magazine to read while waiting for the laundry to finish. Also am pleased that I got paid USD 70 via my paypal for 7 articles written for a Singapore website of around 1,000 words plus with free pictures included. It is about things to do in Switzerland and is a curated website where you have to do some research for approval. There are dozens of writers on this content rich site, hence I am lucky to be accepted for all my articles written so far.

Tomorrow is pay day as today is a public holiday and all banks are closed. I took the opportunity to change the bedsheets as my partner has hinted it some days back. Also signed up for some surveys to do in my free time. There is no way to get rich using the quick scheme which cons many people of their hard earned money. Beware of money games, binary systems that predicts whether the stocks will go up or down and promises of software that is automated and correct 70% of the time to help you make money! In fact, it is just the opposite; it helps the owner to make money while you lose money. In stocks, someone will make cash at the expense of another who will lose it instead.

Nothing beats the old traditional way of studying hard and working hard to save up bit by bit to become rich. How do I know this? Well I read the newspapers and 2 articles were written by different experts with sound advice. They are more practical and teach you the delayed gratification method of getting there while eschewing speculation and gambling. In a nutshell, there is no short cut to success. And don’t get hoodwinked into network marketing or MLM of alkaline water, aromatherapy of Lampe Berger and such. Don’t let greed get the better of you, but use common sense to protect your money from tricksters, conmen, etc.

Received 1,000 Manis Points

I am happy to announce that I received 1,000 Manis points for my previous blog post on this amazing free App. From about 5,000+ points or so, it went up to 6,000+ immediately after I emailed back my Manis account name to Carmen. When I checked the rewards, I noticed a new Robinsons’ Marks & Spencer voucher of $10 and promptly redeemed it on the spot as I have purchased from Marks & Spencer before and they have a branch in Gurney Plaza and in Sunway Pyramid Shopping Centre. This is my 4th redemption. For each $1 that you spent, you get 1 point.

We were in Langkawi recently for a project and bought some liquer, chocolates, nuts, etc. We had lobster and requested for butter style, but instead it was fried lobster which was a disappointment. And it cost us RM 20 / 100 gm for supposedly 700 gm, but looks more like 400-500gm in size. Anyway, the meal of almost $200 for 2 to celebrate my friend’s birthday was snapped with the receipt given and it was accepted. You will need bright lights to snap the receipts for a clearer picture and not grainny in the dark. After cropping to appropriate size, it was uploaded to Manis app for approval.

Above is the snapshot of my iPhone 6 of a successful Manis redemption of the $10 voucher that will arrive in my address in around 10 days time by Pos Laju or registered post. I love this App and I guess I am addicted to snapping receipts both from my own purchase and that of my partner’s to collect points. They also have a Facebook page and you can check it out.

You can also track your expenditure per month, per week and so on. I just wonder how Manis makes money back from all the given vouchers. Otherwise, it is a Great free app for anyone and you will get 500 points immediately upon successful referral and sign up by your friends.

Complimentary Ticket To Meet Marry Buffett LIVE!

Come 1st April 2017, for the first time ever, you’ll get to meet 3 investing legends, Ms Mary Buffett, Mr Ken Chee and Mr Sean Seah, up close in person at the inaugural Investopia 2017 at Wisma MCA. By the way, Mary Buffet is the daughter-in-law of Warren Buffet, the richest investor and is highly sought after for his ideas.

Even rarer, is the chance to meet THREE of such titans in the world of investing, at the same time, at the same place, under one roof, right here in Malaysia. And it’s indeed a once in a lifetime opportunity where you can do this … for FREE at Wisma MCA on 1st April from 9:00am – 6:00pm.

A bit about the speakers:

Ken Chee is a highly successful entrepreneur who started his company with ZERO capital and turned it into a 9-figure business based upon the principals of value investing.

Sean Seah is a highly sought after financial writer who has appeared in front of international audiences around the world.

And of course, there’s Mary Buffett, best-selling author, international speaker who is flying all the way down from California, USA, to meet with each and every one of you LIVE in person.

Here’s a sneak peak at what will be covered in this FULL-DAY information packed event:

How can you invest even with a little capital?
Should you invest in companies in Malaysia?
What kind of companies can you invest in Asia?
What about the US market? Is the economy going up or down?
How can you protect investments and still profit no matter what?
And much more!

When you learn directly from these masters, you can’t help but leave the conference a wiser, more confident investor.

Here are the details of the event –

DATE: 1st April 2017
TIME: 9am – 6pm
VENUE: Wisma MCA
INVESTMENT: RM97 FREE

If you miss this event, you will never get to learn directly from the 3 investment experts under one roof ever again.

So go ahead and register for your free seat today! Enquiries please call us at 03-2201 8089 or email to customersupport@8investment.com

I have already registered and shall be attending this whole day event at Wisma MCA. At the same time, I have also booked to stay at Mandarin Oriental Hotel in KLCC from 1st April to 2nd April using corporate rate for RM 780+ total including 10% service charge and 6% GST. Mandarin Oriental Hotel is just 5 minutes walk away to Wisma MCA.

AdF.ly : shorten urls and earn money

Ad.Fly

You can earn a little for each click on advertiser’s site and stay there for 5 seconds to be credited before your actual link is shown such as this shrunk URL here >> http://adf.ly/1liBUP

And you can click only once to test. No Adult website is allowed and neither are you allowed to do click rings, which means you click my site and I click yours. My referral link is https://join-adf.ly/1903712 where you can click on it to join under me.

Above is a picture of the home page of AdF.ly in blue theme. Personally, I think this is more suitable for those staying in India, Indonesia, Vietnam, Philippines, etc and other low cost countries where the exchange rate of USD is very much higher. Just read the terms and conditions carefully so that you don’t get banned unnecessarily. I got to learn about this program by watching a Facebook Youtube video done by someone from India.

Should you come from these countries as mentioned above, then it is be an ideal programme to join taking into consideration of the very high exchange rate. As for me, I am too busy with my full time work to actually concentrate on this programme which uses cookies to track your earnings and clicks.

There are so many videos out there teaching you how to create extra cash that you have to separate the wheat from the chaff. Some works, while others may not work. Indeed, the internet is a world of oyster of information at your fingertips. It is a treasure chest of tips and tricks that you can learn for free if you just look around.

And it you join a helpful forum where members are willing to teach each other, then you will be blessed for knowledge is power. Education in English is vital in this day and age.

20 Wonderful Ways to Make Money from Your Own Computer

20 Wonderful Ways to Make Money from Your Own Computer Book

20 Wonderful Ways to Make Money from Your Own Computer highlights the methods the author has successfully implemented to earn a comfortable income working from a home office since early 2004.

It is easy to read and informative with pictures included for illustration. With gloomy worldwide economy, this book provides fresh ideas and insights for the retrenched or unemployed to work and earn money in their pajamas, right in the comfort of their homes.

It is never too late to learn new skills and techniques even for the novice to start making money and milking the internet which provides a stable income for many people. With the internet as a cash cow, many stay-at-home parents are able to work while minding the family affairs at home at the same time.

It is a dream for many to be able to work from home, saving precious time commuting to work and money from buying office clothes and shoes. Moreover, you can fire your boss and call the shots with just your computer and internet connectivity.

It is hoped that this book will help chart your path to becoming your own boss in this age of modern technology and smartphones. Buy a Copy Now

Going to KL in a while’s time

Today is Thursday and it is morning at 9:25am. I will be going to KL with my colleague and return on Sunday, also to hear free public talk on Investment at Mid Valley CityMall Halls 2 and 3. There are several speakers talking for 40 minutes each for each day and divided into several sessions per day. There is a goodie bag, free ice-cream and other freebies dished out for the participants. There is also a talk by Bank Negara, PRS, EPF, etc. I hope to have a good time there and learn something to grow my savings. Wish me luck!

Online Opportunities

I am looking for online opportunities to earn a little here and there by doing microjobs and paid commenting. Some time back, I got close to USD 100 for virtual assistance rendered to a US client and now I am on the look out for more ops. It is very easy to spend money but earning and keeping it is a challenge for most of us. That is why so many yuppies and grads become bankrupts due to overspending as soon as they get their first pay cheque. Discipline takes effort and should be cultivated from young. If you don’t learn the habit of saving up for rainy days, then your retirement may look bleak or woeful instead of golden and free from financial stress of lack.

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