Category Archives: General
My more than 1000-word article got acccepted for a travel website and 2 more needs revision with a fourth one on the way plus 6 more to be submitted as drafts. I am also very preoccupied with my full time job, but the good thing is that I work at home; hence I am able to take power naps in between work. I work best when I am alone undisturbed, just to earn a little extra for my retirement.
Yesterday, dad took me to sign a will of 2 copies – an original and a duplicate to bequeath my assets to my sisters and also Little Sisters’ of the Poor Old Folks Home. I used my dad’s lawyer who happens to be his church friend of the same moniker with an office at Green Hall, a few doors away from the high court. Finding a parking space is difficult, hence most law firms are set up here so that lawyeres can just walk to the high court for litigation work, etc.
Today is “all souls day of the dead” or ‘cheng beng’ where the living honour the dead. My partner will attend with his siblings, leaving me some free time to myself and I can update the articles by today. Frankly speaking, the bed is still too tempting and I wish to take naps and turn on the air-con and sleep under my silk duvet. But too much sleeping will lead to poverty and one is told to work hard with one’s mind and hands.
Even if I can afford to retire now, I will still continue working to keep my mind active. An idle mind is the devil’s workshop and the devil is ‘Alzheimer’s disease’. Hence I buy books and read newspapers plus magazines to read to keep my mind active and to prolong my life. This is a fallen world, since’s Adam’s sin with sickness, disease, pestilences, wars, etc.
“Manis” in Malay means sweet. It could be in character or flavour. Developed by Ebizu Sdn. Bhd, there is a new Manis App that you can download to snap your receipts and earn points. With sufficient points, you can then redeem for vouchers like Tesco, Giant, MPH, Lazada and much more! Instead of throwing away your shopping receipts, why not keep them to take a photo via the Manis App. There are explanations on the steps to snap, enter shop name and location if not found, enter date, amount spend and SNAP it! With grey circles at corners of the snapped receipt, you can adjust and crop for best view before uploading the photo.
Just make sure that the receipt has a store name, location, date and total amount spent. You can even fold the receipts if they are too long and just show one or two of the items bought so that the photos fits into the smartphone for clarity.
Hence, now it pays to keep your shopping or dining receipts and remember that you have to snap it within 24 hours, otherwise it will become invalid and will be rejected. So, don’t throw them away and keep snapping until you hit your targetted points to redeem for vouchers. I have already gotten my RM 10 MPH voucher since I love to buy books and read them in my free time. In Penang, I patronise Gurney Plaza once in a while and will visit MPH for the latest books on finances and self help material. The RM 10 MPH voucher that I got for hitting 3250 points was redeemed earlier and there is an online help chat to query them on any issues or problems. They will reply within 3 days or earlier.
Above is the list of vouchers that you can redeem including McDonalds that I did not mention earlier. Yes, there are many vouchers to suit your taste and likes. Since I love reading, I chose MPH voucher instead to get a discount of RM 10 should I buy a new book to upgrade myself.
After accumulating up to 6000+ points in 2 months, I redeemed my MPH voucher for slightly over 3000 points and the total points are now halfed and deducted. Each RM 1 = 1 point. Normally I myself don’t spend so much, which is RM 6,000+ in 2 months!. These are shared receipts with my partner and note that petrol receipts are also accepted, which helps to increase the points quite a lot. We also buy rather a lot of vitamins and supplements which helps the points to increase a lot whenever they are accepted.
Certain receipts are NOT accepted such as hand written receipts, hotel receipts, travel receipts, just to name a few. Just check their terms and conditions and you will find out more information. If you refer friends, you will get 500 points too.
Above is the Manis app that you can download from the App store on your smartphone.
Wikipedia states Oprah Winfrey as below:
Oprah Gail Winfrey (born Orpah Gail Winfrey; January 29, 1954) is an American media proprietor, talk show host, actress, producer, and philanthropist. She is best known for her talk show The Oprah Winfrey Show, which was the highest-rated television program of its kind in history and was nationally syndicated from 1986 to 2011 in Chicago, Illinois. Dubbed the “Queen of All Media”, she has been ranked the richest African-American, the greatest black philanthropist in American history, and is currently North America’s first and only multi-billionaire black person. Several assessments rank her as the most influential woman in the world. In 2013, she was awarded the Presidential Medal of Freedom by President Barack Obama and honorary doctorate degrees from Duke and Harvard.
In the video, Oprah shared a pertinent issue, and this is to follow your instincts on what you do not want to do and follow your heart and do something you like. She is admired by the world especially women for being so successful and also as a philanthropist. It is very rare for a black woman to rise up so fast and become a mega success over time from her talk shows.
This is no longer about me nor how to earn and my travels. But it is a breather of change from all the usual stuffs like work and so on. Oprah has also been very generous to her staff of dozens of people, bringing them on cruise ship holidays to Australia and even gave a key to a brand new BMW to all her spectators. Such is her kindness and it is not surprising, she gets back what she gives.
On a more sombre mode, here is what Wikipedia wrote about her difficult life:
Winfrey was born into poverty in rural Mississippi to a teenage single mother and later raised in an inner-city Milwaukee neighborhood. She has stated that she was molested during her childhood and early teens and became pregnant at 14; her son died in infancy. Sent to live with the man she calls her father, a barber in Tennessee, Winfrey landed a job in radio while still in high school and began co-anchoring the local evening news at the age of 19. Her emotional ad-lib delivery eventually got her transferred to the daytime talk show arena, and after boosting a third-rated local Chicago talk show to first place, she launched her own production company and became internationally syndicated.
Many successful people today were born into poverty which gives them the drive to succeed and work hard as reported in the local press some time back. Whereas, rich people tend to take things for granted and live the easy, lazy life, since everything is provided for and there is nothing to strive for or goals to achieve. They live like bosses and some of them which is a distant worker that I know of, cannot even work for others because he’s just like the mother; they have the boss mindset, very quarellsome and cannot work under other people. It is just a matter of time before he gets sacked again and again. He is just unemployable.
You can earn a little for each click on advertiser’s site and stay there for 5 seconds to be credited before your actual link is shown such as this shrunk URL here >> http://adf.ly/1liBUP
And you can click only once to test. No Adult website is allowed and neither are you allowed to do click rings, which means you click my site and I click yours. My referral link is https://join-adf.ly/1903712 where you can click on it to join under me.
Above is a picture of the home page of AdF.ly in blue theme. Personally, I think this is more suitable for those staying in India, Indonesia, Vietnam, Philippines, etc and other low cost countries where the exchange rate of USD is very much higher. Just read the terms and conditions carefully so that you don’t get banned unnecessarily. I got to learn about this program by watching a Facebook Youtube video done by someone from India.
There are so many videos out there teaching you how to create extra cash that you have to separate the wheat from the chaff. Some works, while others may not work. Indeed, the internet is a world of oyster of information at your fingertips. It is a treasure chest of tips and tricks that you can learn for free if you just look around.
And it you join a helpful forum where members are willing to teach each other, then you will be blessed for knowledge is power. Education in English is vital in this day and age.
Today, I wrote slightly more than 1,000 word article for Booking.com on hotels in Veysonnaz, Switzerland. It is a curated article, meaning that research is required with pictures added for eye candy including the address, opening times, cost in USD and how to get there. It took me the whole morning till lunch time before it was completed and sent for submission. Today, I was surprised to see on Adwords, advertisements on Booking.com on 2 of the hotels that I covered and also on Facebook.
Writing to me is cathartic, and never a chore. Wait till you have to do hard core programming! I disliked programming in my university days and know very little about it. But now with a clear mind and peaceful heart, I bought a book on PHP and reading it in my own sweet time when I am in the mood. There is no more pressure anymore to perform unlike in the university days.
I have also registered for an online course to learn up for free some tips on PHP that was conducted by UTM – Universiti Teknologi Malaysia in Johor. The course was introduced by reading a book written by a Malay author that was bought in Kinokuniya bookstore at KLCC. Such is my determination to relearn what I need to know from my IT background. But I am more of an admin person working on Microsoft Office applications, editing brochures and typing quotations.
Once in a while, I will update the company website with reference projects that are completed all over Malaysia. Working and travelling is now part and parcel of my life. It is a blessing in disguise that I don’t have children to bog me down with chores, so that I can concentrate fully on my job at hand. Sometimes I will also freelance writing articles and do microjobs, take surveys, etc.
In the past, getting approved by Adsense was easy. But now with so many high quality websites and lots of content, I have to be more stringent and include more news about my working life and just about anything that comes to mind to be approved again. There is no free lunch in this world. You have to labour and work hard for it to save up for your retirement; so that it will be golden and not woeful having to beg in the streets on the extreme side by comparison.
I also need to change by complaining less to my partner. The Bible tells us this: “Be careful for nothing, but in everything, by prayer and supplication with thanksgiving, lets your requests be made known to God”. Thus, I also spent more quiet time with God sharing my issues in life so that He can answer my prayers in His time. From experience, by complaining to fellow human beings, it only brings added pressures, stress and wrong advise that makes things worse than they are.
And the advantage is that, it is a secret. Nobody knows your issues in life and neighbours don’t have to know all your secrets. And don’t wash dirty linen in public. It only makes things worse where your home should be a sanctuary instead.
You can check out on www.wix.com which is a free website builder with hundreds of templates for mobile friendly smart phones and desktops. There are various prices from the most affordable to the premium ones with e-commerce supported. Note that the prices are in US dollars. So, for anyone staying in Malaysia, that means multiplying by 4.5 into Ringgit. I just came back from a free 1 night stay at Paradise Hotel with stunning view outside the balcony. Using the voucher for pay for 3 adults, free for 2, the 5 of us had a buffet dinner last night at Paradise Hotel where my partner was forced to be a member since he did the tennis court for them.
The buffet dinner was worth the money. It has flower crabs, satay (marinated barbequed chicken on skewers), ‘char koay teow’, salad, soups, drinks, lamb shank, vegetables, noodles, and much more. Should there be any leftover, we will keep them in a plastic bag to bring home for free meals instead of going out to buy.
Above is another shot of the hill view while the first photo was sea view. I guess our room was both sea view and hill view facing in Tanjung Bungah. Paradise hotel was formerly owned by Berjaya which was unsuccessful and the elevator took 15 minutes to arrive in the good old days! With the new management, they have upgraded the elevator and it was faster now, even though we had to wait some time due to peak period as many guests were checking out before 1pm. Otherwise it will be chargeable after 1:00pm.
Overall, the stay was worth is since it is located by the beach with splendid views of the hills and seas. It is a getaway for 1 night from all the stress of work and busyness in the daily grind. I was rejuvenated and felt relaxed and it was therapeutic for the soul. Going for holidays now and then such as this is certainly worth the time and effort in driving up the winding roads to Tanjung Tokong in Penang.
I am not saying work is a burden. It is good as I need to put food on the table for my family especially dad with my monthly contribution of RM 1,050 for the household expenses. With this, they are able to eat out every day and mum does not have to cook for a regimen anymore unlike in the past.
I lost 6 kg already from 83kg and will keep eating half or less to lose more weight for a healthier BMI (Body Mass Index). Just Google that up. For dinner, today, I shall have ‘pink jambu’ bought from Tapah Rest and Relax area along North-South Highway as I was coming back to Penang from KL. I gave a packet to my parents and they enjoy it. I have a digital weighing scale that can measure up to 1 decimal point like 76.9kg. At the moment, the car is sent for repair because of too much leaking of the engine oil and it was bought second-hand. And we took a Grab car back for only RM 5 per short trip. I gave the driver a maximum 5 star review so that he can continue to pick up passengers.
The Mercedes Benz centre is located along Weld Quay and the boss specialises in repairing old and new Mercedes. Just directly opposite is CF cafe where most of the hawker stalls are and it also belongs to the same boss, Chin Fook, hence, the initials CF cafe. He has a datukship and drives a brand new Merc. He proposed to sell a white rather new second hand Merc for RM 50k, but my boss is hesitating because he needs the cash to run his business and pay suppliers, although he may have the money to purchase it.
I never take my job for granted and am appreciative for the blessings to work in a home office – a dream job for many with average income from a few sources such as my fixed deposits, rental income and commissions from projects secured via my company website OlympicVenture.com. I also write articles now and then for some allowance, sell stamps and used printer ink cartridges. My boss is my spouse at the moment and 19 years my senior. We may be partners in business, but he is still the commander-in-chief.
As long as I complete the company work like preparing invoices, Purchase Receive for GST input tax, etc, he is ok. But if I pay too much attention on my own work, he can go ballistic. This is also probably because he had set up 7 different companies in the past including a hardware shop in Johor which never really took off. As a result, he had to downgrade from a double storey semi-detached house to a small single storey terrace house due to financial difficulties. Now we make enough money to pay back his various debts, including income tax which he was not supposed to pay but due to wrong move, he is now liable for payments every 2 months. It has reduced to about RM 10k now from RM 35k in the past. He is also paying back his second sister. I find it strange that all the while she never asked for her money back for more than 10 years and it appears to have been given to him. But since he is making some cash and more prosperous than before coming to Penang, it is payback time to the debtors.
Through God’s grace, we met online, he became my website customer and now business partner staying together in a condo in Penang Times Square. We get a few enquiries almost every day from our company website that I built and based on search, clients find us through Google. I am thankful for the knowledge and skill to build a fully functional website that pulls in customers and brings in projects for our Bangladeshi workers so that all of us can put food on the table for our respective families. At the moment dad asked for RM 1,050 or 233.33 USD a month as contribution to the household expenses from me, with RM 250 going to the Catholic church construction and the rest for his expenditure.
I am happy to be able to contribute this much and it is pay back time to him who taught us this: Give a man a fish, and you feed him for a day; Teach a man How to fish and you feed him a lifetime!
My colleague will be driving down to KL early tomorrow morning for an interview and thereafter, they will issue us a PO or purchase order. We shall be in KL for 3 days or so before returning to Penang to pay the workers’ including myself for the half month salary on the 16th or 17th February. It is about time for EPF to declare their dividends and so far, they have been very quiet about it. I don’t know if it will increase, stay the same at 6.4% like last year or even decrease. Hope Malaysia can learn from its neighbour, the little red dot of Singapore to be more transparent and corrupt free.
There is a new e-book as sold on Clickbank entitiled 20 wonderful ways to make money from your own computer e-Book from Clickbank. Above is the website and I must admit, it is not easy to get listed on Clickbank. You have to certify certain conditions before they are satisfied with your results. Of course, it helps if your can design your own page and upload to your domain.
When it comes to making money, nothing is easy and there is no free lunch; unless you rob and kill which is totally wrong. Ill gotten wealth will disappear as soon as it appears and will not last. The e-book is downloadable after payment is made through your credit card using the Clickbank payment gateway. If you offer commissions, it will help if there are affiliates willing to take up the offer of promoting your book.
I has always been my dream to sell an ebook via Clickbank and I did not do it until recently when I read a course of telling you to simply take action now and not procrastinate. There is a GetResponse autoresponder and newsletter to keep in touch with the author. The technology is in place and all it takes is to find customers.