Category Archives: General

Be Kind to the Poor

Dad taught me to be kind and generous to the poor. Who knows, some of them could be angels in disguise. Coming from a single parent background, he understands what it is like to be poor while growing up. His dad or grandpa died at the young age of only 39! Hence, we should be generous and not look down on the poor, the disabled, etc. Just imagine ourselves in their shoes and it is not a nice experience. No one wants to be poor, homeless nor disabled by choice.

The other day, I went to post letters and saw a few homeless people sleeping on the walkway at KOMTAR while another group was probably waiting for their free meals by Lighthouse or Kechara Kitchen soup. We should not let wealth get into our heads but remain humble and forgiving. This is because pride comes before a downfall. Many deaths could have been avoided due to pride and ego. Fighting to see who wins is not a solution. We should learn to let God take over and forget the unhappy incidents.

The poor, homeless, disabled and the marginalised should not be ignored. We should channel our resources whether labour or wealth to help these people. We ought to give a comfortable amount and not give till it hurts our pockets. These are desperate times and it calls for action on our part. Many are jobless with some graduates unable to pass the interviews in both Singapore and Malaysia and jobs opportunies are getting scarce. Hence, we should not job hop for greener pastures but instead remain loyal to our company and be grateful for a job with constant income.

Visited Grandpa’s Grave

Yesterday, my youngest sister drove dad, aunt and myself to grandpa’s graveyard to pay respects and then to grandma’s urn in a temple next to her sister-in-law and also uncle’s urn nearby. May perpetual light shine upon their departed souls and that they be in a happier place. Grandma was my roomate for many years before I left for Singapore to study and work. She taught me diligence, hard work and saving up for rainy days. She was also a very strict disciplinarian.

Anyway, grandpa departed at an early age of only 39 due to sickness. My dad was around 8 or so at that time. Being a single parent for grandma, they endured hardship, what more with her constant gambling to make money. In the end she lost more than she gained as the 3 other gamblers colluded with each other cheat her of her cash. Finally, to put food on the table, she sold laksa in the streets and dad had to wash the dishes besides serving them.

Such was the hardship of growing up for my dad and he values working hard, teaching us how to fish to feed for a lifetime. Well, he had earned some but lost some in the share markets and tontine too. Now, his focus is on serving God and volunteers in an old folks’ home.

I was at Quayside for 1 day to read and relax. It was good and enjoyable to be away from the small condo, packed with files and papers all over the tables and counter. It is like an office with a bed where you can take power naps in between work.

Did Micro Jobs

This morning, I did some micro jobs which promptly got approved and my revenue increase a little as I did several of them. Maybe 12 or 13 of them. Then went downstairs to meet up with my priority relationship manager to apply for credit card and then continued with more quotations for clients. Thereafter, went to Sakea Sushi for dinner, bought some vitamins at Watsons at 1st Avenue Mall, went for a ride and then came back to type a BQ quotation and emailed it out. By the time I was done, it was almost 11:00 pm.

Since I am free now, took the liberty to blog and update this site. There is no such thing as get rich quick scheme that works and most are nothing but scams where you cannot withdraw your money but just enjoy the benefits while your hard earned money is being channeled elsewhere for other business or development. You have to read the fine print carefully and if there is nothing in black and white, then don’t invest, even if it is for testing. Nothing beats the old hard work where you save bit by bit and spend less than you earn to become a millionaire.

Real millionaires don’t boast and don’t have to wear out to get rich. Those who wear to get rich and look expensive usually have empty pockets or bank accounts. How do I know this? Well, I was there before and also it was written in the news and financial magazines. They also don’t live in expensive neighbourhoods and pay through their nose of the exorbitant monthly mortgages. Worse still, some even borrowed money from the loan sharks to buy a nice bungalow to look rich. As long as you are confident inside and feel peace, there is no one to impress.

Now in Quayside

I am now in Quayside condo to do my laundry of washing my bedsheet, pillow and bolster cases. There is also a machine dryer to dry up the washed items. I packed dinner along which was part of lunch in half portions. Brought along my book and magazine to read while waiting for the laundry to finish. Also am pleased that I got paid USD 70 via my paypal for 7 articles written for a Singapore website of around 1,000 words plus with free pictures included. It is about things to do in Switzerland and is a curated website where you have to do some research for approval. There are dozens of writers on this content rich site, hence I am lucky to be accepted for all my articles written so far.

Tomorrow is pay day as today is a public holiday and all banks are closed. I took the opportunity to change the bedsheets as my partner has hinted it some days back. Also signed up for some surveys to do in my free time. There is no way to get rich using the quick scheme which cons many people of their hard earned money. Beware of money games, binary systems that predicts whether the stocks will go up or down and promises of software that is automated and correct 70% of the time to help you make money! In fact, it is just the opposite; it helps the owner to make money while you lose money. In stocks, someone will make cash at the expense of another who will lose it instead.

Nothing beats the old traditional way of studying hard and working hard to save up bit by bit to become rich. How do I know this? Well I read the newspapers and 2 articles were written by different experts with sound advice. They are more practical and teach you the delayed gratification method of getting there while eschewing speculation and gambling. In a nutshell, there is no short cut to success. And don’t get hoodwinked into network marketing or MLM of alkaline water, aromatherapy of Lampe Berger and such. Don’t let greed get the better of you, but use common sense to protect your money from tricksters, conmen, etc.

Received 1,000 Manis Points

I am happy to announce that I received 1,000 Manis points for my previous blog post on this amazing free App. From about 5,000+ points or so, it went up to 6,000+ immediately after I emailed back my Manis account name to Carmen. When I checked the rewards, I noticed a new Robinsons’ Marks & Spencer voucher of $10 and promptly redeemed it on the spot as I have purchased from Marks & Spencer before and they have a branch in Gurney Plaza and in Sunway Pyramid Shopping Centre. This is my 4th redemption. For each $1 that you spent, you get 1 point.

We were in Langkawi recently for a project and bought some liquer, chocolates, nuts, etc. We had lobster and requested for butter style, but instead it was fried lobster which was a disappointment. And it cost us RM 20 / 100 gm for supposedly 700 gm, but looks more like 400-500gm in size. Anyway, the meal of almost $200 for 2 to celebrate my friend’s birthday was snapped with the receipt given and it was accepted. You will need bright lights to snap the receipts for a clearer picture and not grainny in the dark. After cropping to appropriate size, it was uploaded to Manis app for approval.

Above is the snapshot of my iPhone 6 of a successful Manis redemption of the $10 voucher that will arrive in my address in around 10 days time by Pos Laju or registered post. I love this App and I guess I am addicted to snapping receipts both from my own purchase and that of my partner’s to collect points. They also have a Facebook page and you can check it out.

You can also track your expenditure per month, per week and so on. I just wonder how Manis makes money back from all the given vouchers. Otherwise, it is a Great free app for anyone and you will get 500 points immediately upon successful referral and sign up by your friends.

Writing Articles for a Travel Website

My more than 1000-word article got acccepted for a travel website and 2 more needs revision with a fourth one on the way plus 6 more to be submitted as drafts. I am also very preoccupied with my full time job, but the good thing is that I work at home; hence I am able to take power naps in between work. I work best when I am alone undisturbed, just to earn a little extra for my retirement.

Yesterday, dad took me to sign a will of 2 copies – an original and a duplicate to bequeath my assets to my sisters and also Little Sisters’ of the Poor Old Folks Home. I used my dad’s lawyer who happens to be his church friend of the same moniker with an office at Green Hall, a few doors away from the high court. Finding a parking space is difficult, hence most law firms are set up here so that lawyers can just walk to the high court for litigation work, etc.

Today is “all souls day of the dead” or ‘cheng beng’ where the living honour the dead. My partner will attend with his siblings, leaving me some free time to myself and I can update the articles by today. Frankly speaking, the bed is still too tempting and I wish to take naps and turn on the air-con and sleep under my silk duvet. But too much sleeping will lead to poverty and one is told to work hard with one’s mind and hands.

Even if I can afford to retire now, I will still continue working to keep my mind active. An idle mind is the devil’s workshop and the devil is ‘Alzheimer’s disease’. Hence I buy books and read newspapers plus magazines to read to keep my mind active and to prolong my life. This is a fallen world, since’s Adam’s sin with sickness, disease, pestilences, wars, etc.

“Why Manis”?

“Manis” in Malay means sweet. It could be in character or flavour. Developed by Ebizu Sdn. Bhd, there is a new Manis App that you can download to snap your receipts and earn points. With sufficient points, you can then redeem for vouchers like Tesco, Giant, MPH, Lazada and much more! Instead of throwing away your shopping receipts, why not keep them to take a photo via the Manis App. There are explanations on the steps to snap, enter shop name and location if not found, enter date, amount spend and SNAP it! With grey circles at corners of the snapped receipt, you can adjust and crop for best view before uploading the photo.

Just make sure that the receipt has a store name, location, date and total amount spent. You can even fold the receipts if they are too long and just show one or two of the items bought so that the photos fits into the smartphone for clarity.

Hence, now it pays to keep your shopping or dining receipts and remember that you have to snap it within 24 hours, otherwise it will become invalid and will be rejected. So, don’t throw them away and keep snapping until you hit your targetted points to redeem for vouchers. I have already gotten my RM 10 MPH voucher since I love to buy books and read them in my free time. In Penang, I patronise Gurney Plaza once in a while and will visit MPH for the latest books on finances and self help material. The RM 10 MPH voucher that I got for hitting 3250 points was redeemed earlier and there is an online help chat to query them on any issues or problems. They will reply within 3 days or earlier.

Above is the list of vouchers that you can redeem including McDonalds that I did not mention earlier. Yes, there are many vouchers to suit your taste and likes. Since I love reading, I chose MPH voucher instead to get a discount of RM 10 should I buy a new book to upgrade myself.

After accumulating up to 6000+ points in 2 months, I redeemed my MPH voucher for slightly over 3000 points and the total points are now halfed and deducted. Each RM 1 = 1 point. Normally I myself don’t spend so much, which is RM 6,000+ in 2 months!. These are shared receipts with my partner and note that petrol receipts are also accepted, which helps to increase the points quite a lot. We also buy rather a lot of vitamins and supplements which helps the points to increase a lot whenever they are accepted.

Certain receipts are NOT accepted such as hand written receipts, hotel receipts, travel receipts, just to name a few. Just check their terms and conditions and you will find out more information. If you refer friends, you will get 500 points too.

Above is the Manis app that you can download from the App store on your smartphone.

Oprah Winfrey on Career and Life

Wikipedia states Oprah Winfrey as below:

Oprah Gail Winfrey (born Orpah Gail Winfrey; January 29, 1954) is an American media proprietor, talk show host, actress, producer, and philanthropist. She is best known for her talk show The Oprah Winfrey Show, which was the highest-rated television program of its kind in history and was nationally syndicated from 1986 to 2011 in Chicago, Illinois. Dubbed the “Queen of All Media”, she has been ranked the richest African-American, the greatest black philanthropist in American history, and is currently North America’s first and only multi-billionaire black person. Several assessments rank her as the most influential woman in the world. In 2013, she was awarded the Presidential Medal of Freedom by President Barack Obama and honorary doctorate degrees from Duke and Harvard.

In the video, Oprah shared a pertinent issue, and this is to follow your instincts on what you do not want to do and follow your heart and do something you like. She is admired by the world especially women for being so successful and also as a philanthropist. It is very rare for a black woman to rise up so fast and become a mega success over time from her talk shows.

This is no longer about me nor how to earn and my travels. But it is a breather of change from all the usual stuffs like work and so on. Oprah has also been very generous to her staff of dozens of people, bringing them on cruise ship holidays to Australia and even gave a key to a brand new BMW to all her spectators. Such is her kindness and it is not surprising, she gets back what she gives.

On a more sombre mode, here is what Wikipedia wrote about her difficult life:

Winfrey was born into poverty in rural Mississippi to a teenage single mother and later raised in an inner-city Milwaukee neighborhood. She has stated that she was molested during her childhood and early teens and became pregnant at 14; her son died in infancy. Sent to live with the man she calls her father, a barber in Tennessee, Winfrey landed a job in radio while still in high school and began co-anchoring the local evening news at the age of 19. Her emotional ad-lib delivery eventually got her transferred to the daytime talk show arena, and after boosting a third-rated local Chicago talk show to first place, she launched her own production company and became internationally syndicated.

Many successful people today were born into poverty which gives them the drive to succeed and work hard as reported in the local press some time back. Whereas, rich people tend to take things for granted and live the easy, lazy life, since everything is provided for and there is nothing to strive for or goals to achieve. They live like bosses and some of them which is a distant worker that I know of, cannot even work for others because he’s just like the mother; they have the boss mindset, very quarellsome and cannot work under other people. It is just a matter of time before he gets sacked again and again. He is just unemployable.

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You can earn a little for each click on advertiser’s site and stay there for 5 seconds to be credited before your actual link is shown such as this shrunk URL here >> http://adf.ly/1liBUP

And you can click only once to test. No Adult website is allowed and neither are you allowed to do click rings, which means you click my site and I click yours. My referral link is https://join-adf.ly/1903712 where you can click on it to join under me.

Above is a picture of the home page of AdF.ly in blue theme. Personally, I think this is more suitable for those staying in India, Indonesia, Vietnam, Philippines, etc and other low cost countries where the exchange rate of USD is very much higher. Just read the terms and conditions carefully so that you don’t get banned unnecessarily. I got to learn about this program by watching a Facebook Youtube video done by someone from India.

Should you come from these countries as mentioned above, then it is be an ideal programme to join taking into consideration of the very high exchange rate. As for me, I am too busy with my full time work to actually concentrate on this programme which uses cookies to track your earnings and clicks.

There are so many videos out there teaching you how to create extra cash that you have to separate the wheat from the chaff. Some works, while others may not work. Indeed, the internet is a world of oyster of information at your fingertips. It is a treasure chest of tips and tricks that you can learn for free if you just look around.

And it you join a helpful forum where members are willing to teach each other, then you will be blessed for knowledge is power. Education in English is vital in this day and age.

Wrote 1,000-Word Article Today

Today, I wrote slightly more than 1,000 word article for Booking.com on hotels in Veysonnaz, Switzerland. It is a curated article, meaning that research is required with pictures added for eye candy including the address, opening times, cost in USD and how to get there. It took me the whole morning till lunch time before it was completed and sent for submission. Today, I was surprised to see on Adwords, advertisements on Booking.com on 2 of the hotels that I covered and also on Facebook.

Writing to me is cathartic, and never a chore. Wait till you have to do hard core programming! I disliked programming in my university days and know very little about it. But now with a clear mind and peaceful heart, I bought a book on PHP and reading it in my own sweet time when I am in the mood. There is no more pressure anymore to perform unlike in the university days.

I have also registered for an online course to learn up for free some tips on PHP that was conducted by UTM – Universiti Teknologi Malaysia in Johor. The course was introduced by reading a book written by a Malay author that was bought in Kinokuniya bookstore at KLCC. Such is my determination to relearn what I need to know from my IT background. But I am more of an admin person working on Microsoft Office applications, editing brochures and typing quotations.

Once in a while, I will update the company website with reference projects that are completed all over Malaysia. Working and travelling is now part and parcel of my life. It is a blessing in disguise that I don’t have children to bog me down with chores, so that I can concentrate fully on my job at hand. Sometimes I will also freelance writing articles and do microjobs, take surveys, etc.

In the past, getting approved by Adsense was easy. But now with so many high quality websites and lots of content, I have to be more stringent and include more news about my working life and just about anything that comes to mind to be approved again. There is no free lunch in this world. You have to labour and work hard for it to save up for your retirement; so that it will be golden and not woeful having to beg in the streets on the extreme side by comparison.

I also need to change by complaining less to my partner. The Bible tells us this: “Be careful for nothing, but in everything, by prayer and supplication with thanksgiving, lets your requests be made known to God”. Thus, I also spent more quiet time with God sharing my issues in life so that He can answer my prayers in His time. From experience, by complaining to fellow human beings, it only brings added pressures, stress and wrong advise that makes things worse than they are.

And the advantage is that, it is a secret. Nobody knows your issues in life and neighbours don’t have to know all your secrets. And don’t wash dirty linen in public. It only makes things worse where your home should be a sanctuary instead.

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