Category Archives: Musings

“Why Manis”?

“Manis” in Malay means sweet. It could be in character or flavour. Developed by Ebizu Sdn. Bhd, there is a new Manis App that you can download to snap your receipts and earn points. With sufficient points, you can then redeem for vouchers like Tesco, Giant, MPH, Lazada and much more! Instead of throwing away your shopping receipts, why not keep them to take a photo via the Manis App. There are explanations on the steps to snap, enter shop name and location if not found, enter date, amount spend and SNAP it! With grey circles at corners of the snapped receipt, you can adjust and crop for best view before uploading the photo.

Just make sure that the receipt has a store name, location, date and total amount spent. You can even fold the receipts if they are too long and just show one or two of the items bought so that the photos fits into the smartphone for clarity.

Hence, now it pays to keep your shopping or dining receipts and remember that you have to snap it within 24 hours, otherwise it will become invalid and will be rejected. So, don’t throw them away and keep snapping until you hit your targetted points to redeem for vouchers. I have already gotten my RM 10 MPH voucher since I love to buy books and read them in my free time. In Penang, I patronise Gurney Plaza once in a while and will visit MPH for the latest books on finances and self help material. The RM 10 MPH voucher that I got for hitting 3250 points was redeemed earlier and there is an online help chat to query them on any issues or problems. They will reply within 3 days or earlier.

Above is the list of vouchers that you can redeem including McDonalds that I did not mention earlier. Yes, there are many vouchers to suit your taste and likes. Since I love reading, I chose MPH voucher instead to get a discount of RM 10 should I buy a new book to upgrade myself.

After accumulating up to 6000+ points in 2 months, I redeemed my MPH voucher for slightly over 3000 points and the total points are now halfed and deducted. Each RM 1 = 1 point. Normally I myself don’t spend so much, which is RM 6,000+ in 2 months!. These are shared receipts with my partner and note that petrol receipts are also accepted, which helps to increase the points quite a lot. We also buy rather a lot of vitamins and supplements which helps the points to increase a lot whenever they are accepted.

Certain receipts are NOT accepted such as hand written receipts, hotel receipts, travel receipts, just to name a few. Just check their terms and conditions and you will find out more information. If you refer friends, you will get 500 points too.

Above is the Manis app that you can download from the App store on your smartphone.

Eating Less to Lose Weight

I lost 6 kg already from 83kg and will keep eating half or less to lose more weight for a healthier BMI (Body Mass Index). Just Google that up. For dinner, today, I shall have ‘pink jambu’ bought from Tapah Rest and Relax area along North-South Highway as I was coming back to Penang from KL. I gave a packet to my parents and they enjoy it. I have a digital weighing scale that can measure up to 1 decimal point like 76.9kg. At the moment, the car is sent for repair because of too much leaking of the engine oil and it was bought second-hand. And we took a Grab car back for only RM 5 per short trip. I gave the driver a maximum 5 star review so that he can continue to pick up passengers.

The Mercedes Benz centre is located along Weld Quay and the boss specialises in repairing old and new Mercedes. Just directly opposite is CF cafe where most of the hawker stalls are and it also belongs to the same boss, Chin Fook, hence, the initials CF cafe. He has a datukship and drives a brand new Merc. He proposed to sell a white rather new second hand Merc for RM 50k, but my boss is hesitating because he needs the cash to run his business and pay suppliers, although he may have the money to purchase it.

Blessed to Work at Home

Working at Home

I never take my job for granted and am appreciative for the blessings to work in a home office – a dream job for many with average income from a few sources such as my fixed deposits, rental income and commissions from projects secured via my company website OlympicVenture.com. I also write articles now and then for some allowance, sell stamps and used printer ink cartridges. My boss is my spouse at the moment and 19 years my senior. We may be partners in business, but he is still the commander-in-chief.

As long as I complete the company work like preparing invoices, Purchase Receive for GST input tax, etc, he is ok. But if I pay too much attention on my own work, he can go ballistic. This is also probably because he had set up 7 different companies in the past including a hardware shop in Johor which never really took off. As a result, he had to downgrade from a double storey semi-detached house to a small single storey terrace house due to financial difficulties. Now we make enough money to pay back his various debts, including income tax which he was not supposed to pay but due to wrong move, he is now liable for payments every 2 months. It has reduced to about RM 10k now from RM 35k in the past. He is also paying back his second sister. I find it strange that all the while she never asked for her money back for more than 10 years and it appears to have been given to him. But since he is making some cash and more prosperous than before coming to Penang, it is payback time to the debtors.

Through God’s grace, we met online, he became my website customer and now business partner staying together in a condo in Penang Times Square. We get a few enquiries almost every day from our company website that I built and based on search, clients find us through Google. I am thankful for the knowledge and skill to build a fully functional website that pulls in customers and brings in projects for our Bangladeshi workers so that all of us can put food on the table for our respective families. At the moment dad asked for RM 1,050 or 233.33 USD a month as contribution to the household expenses from me, with RM 250 going to the Catholic church construction and the rest for his expenditure.

I am happy to be able to contribute this much and it is pay back time to him who taught us this: Give a man a fish, and you feed him for a day; Teach a man How to fish and you feed him a lifetime!

Going for SuperStar Libra Cruise

I just came back yesterday after a visit to Nilai via Firefly, boarding at 7:40am and reaching Penang at 11:00pm the same day. Rested for a while at our KL condo and collected the access cards with photo for $10 for 2 cards. Did a delivery order and invoice this morning and played a game using Nestle vending machine which gives out either a can of Nescafe or a packet of 3 sachets of coconut flavoured coffee powder mix. Tomorrow, will head to Penang Port to board a SuperStar Libra cruise ship for Cruise to the High Seas for 1 night while enjoying free dinner, magic shows or just relax at the deck enjoying the sea breeze as it cruises along.

Plane Take Off from Penang International Airport

Above is my video capture using my iPhone 6 of Firefly taking off from Penang International Airport. When the engines started to fire, it zoomed past very fast for some time before lift off. I have more videos to show but apparently the upload to computer from my iPhone is very slow due to limited storage on both my iPhone and the computer. On Friday, I will travel by car to Ipoh to meet up with a potential business client taking 2 hours on the road or less. Just the other day, I received a Singapore cheque for only a mere S$1.54 for royalty on my book and the charge for the transaction for the cheque to clear is RM 30 without including the postage. So, I might as well, don’t bank in and keep it.

Flying Down South

Tomorrow, my colleague and myself will be flying down via Firefly to KL, departing at 9:30am and arriving Subang Terminal Airport an hour later. There after, we shall rent Hertz which had been booked already to visit a potential client and then have lunch before going for a second interview at 4:30pm. Thereafter, we will have dinner and return the rented car and wait at Subang Airport for our flight home, departing at 8pm should there be no further delay. The return air flights from Penang to KL cost us $1,055 while the Hertz car rental was $288 for an auto proton saga. Last week, we also flew down just for a day for the first interview with the same company. Hope we get the project if it is God’s will.

Booked Disney on Ice next week at SPICE Penang

disney-on-ice-2016

I just booked Disney on Ice 2016 in SPICE Arena, Penang on a Sunday, 27th March which is just next week. There are 3 shows per day. The 2 tickets with GST cost me RM 296.36 which is quite near to the front view and the third most expensive ones. Did not intend to pay too much for direct front view and prefer to watch from the top of the spectators’ seats for a top view. This is not the first time we are watching an ice skating performance. We have watched previous ones like Beauty and the Beast and now the theme is mostly on Frozen.

disney-on-ice-2016-2

Tomorrow is my youngest sis’s birthday and we will celebrate in Fong Wei restaurant. Thereafter, there is a talk on M-Points at Penang Times Square for its members and those who are interested at 7pm. I joined as a member, having paid RM 4,500 or equivalent to USD 1k in this money game which is a bit like shares which can split its points, redeem for gifts at M Mall in Penang Times Square, and also go for overseas tours plus other features.

Came Back to Penang

I was in KL recently, having visited the Perfect International Ping Pong Championships near Acappella Hotel where we get to enter for free as guests. Our supplier from China installed the flooring for this match as we have bought materials in the past from them. My colleague was given a shaver while mine was a 100% blue silk shawl with nice flowery designs. We are treated lunch also at a KL club in a Chinese Restaurant. We visited 6-7 places including paying workers, collecting cheques, delivering materials, attending meetings, etc. This coming Sunday, we might just go to Kedah to meet up with a potential client and hopefully can confirm the project. Next week, on Wednesday, we might book Firefly tickets to fly down to KL to attend a meeting and return the same day. We also have to rent a car for the trip down to KL

Happy Belated Valentine’s Day

We celebrated Valentine’s day at Winter Warmers Restaurant in Times Square last night, costing $149.90 per couple. My partner ordered lamb shank while I had seabass with lemon capers as the mains. Our appetizer was scallops and mushroom soup. I had rose tea while he had rose capuccino topped with cream. For dessert, we had strawberry ice-cream and chocolate brownie. Upon payment of the dinner, I was given a nice cute teddy bear in red skirt which look like a rose. Earlier in the morning, my partner bought me a stalk of rose for $12.

Thereafter, we walked around M Mall and phase 1 of Times Square which is slated to be refurbished at an astonishing $10 million face lift for the empty shop lots. Crazy Cowboy has good business every night since its inception with cowboy songs and life band at its premise.

Working from Home

I have been working from home since early 2004 till today. My spouse does most of the main work, drafting quotations, internet bank in salaries for our foreign workers as well as local Chinese workers, checking stock in the store room and driving around to attend interviews, etc. My job is to deal with the computer; any work and gst input into the computer using an online software with payments every 3 months to customs. I save lots of cash on traveling, gasoline, make-up, office clothes, etc. We have been blessed year after year with constant projects to feed our families and pay for the workers. I also get EPF, SOCSO and medical benefits.

Well, I just hope that this year 2016 will bring in more blessings with protection along the roads when we drive around KL and North-South Highway. It is beyond my wildest dreams to be able to work from home and earn like an executive in a factory.

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