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Habits of the Wealthiest People

The inforgraphic will take some time to load as it as very detailed and have lots of information that are educational. The wealthiest stay wealthier because of their habits that are routine that make them rich. And they are summarised as below:

  • 81% of the wealthy maintain a to do list
  • 44% of the wealthy wake up 3 hours before work
  • 63% of the wealthy listen to audio books during commute to work
  • 79% of the wealthy network 5+ hours or more each month
  • 88% of the wealthy read 30+ minutes or more each day
  • 86% of the wealthy love to read
  • 76% of the wealthy exercise aerobically 4 days a week
  • The wealthy eat less junk food as compared to the poor
  • >50% of the wealthy watch 1 hour or less of television daily while the poor watch many hours of reality TV
  • So, there goes, the 9 habits of the wealthiest people in summary where majority of them do the above and follow the regiment like daily habits. As it was said, a rich man has a large library; while a poor man has a large TV!

    Penang Job Seekers Expo 2017

    Calling all job seekers in Penang! There is going to be a job expo on the 23rd September 2017 from 9:00am to 6:00pm at Wisma Yeap Chor Ee. Should you be just housewives, unemployed or even fresh graduates, then this is the place for you to attend and meet your potential employers. The big companies will be there to interview you on the spot and maybe even hire soon. For some who are considering of leaving their unhappy work place, they can patronise this expo and decide whether to switch jobs or not. Or even those who received notice of their impending termination, can also come to Wisma Yeap Chor Ee and look for opportunities.

    More than 1,000 job vacancies are up for the taking offered by more than 10 big companies/ MNCs / employers in Malaysia. Not only will there be non-stop interviews for 8 hours; who knows – you might get hired within 24 hours on the spot! You can register for a spot here for the first 3,000 early birds to get a free supreme ticket >> Click Here to register for free

    The above are the details and mark them on your calendar. You can also bookmark this post and be reminded as you check your bookmarks now and then. Remember, it is on the 23rd September next month at the building below.

    In need of transport to get there? Fret not! Just book a Grab Car with the promotional code below. It is only valid for transport to Wisma Yeap Chor Ee and back to your house for 2 rides. Now how convenient can it get?

    Finally, good luck to your job hunting process and adventure! And happy working with your new employer! As for me, I have registered today, just checking out if there are any part time jobs to work at home. I am staying put in my dream job to work in a home office and just looking for more opportunities to earn a little extra for my retirement. This will be work to complete after office hours and in my personal time. 🙂

    SpeedRent – Linking up Landlords and Tenants

    AN online platform, Speedrent, is available in Malaysia for landlords and tenants to deal directly with one another. “The app connects the tenant directly with the landlord. The tenant does not need to pay a deposit,” says founder Wong Whei Meng. On the website, it says “Speedrent makes home renting DIY easy!”

    Traditionally, he says, tenants who rent a place for RM1,000 monthly through an agent would have to pay RM4,000 in total – a two-month security deposit, one month utility deposit (both which are refundable) – and the one-month advance rental. But with Speedrent, Wong says, the tenant pays RM2,000 upfront (RM1,000 for the first-month rent and the other RM1,000 goes to Speedrent.)

    “So this is 50% less in terms of upfront cost for the tenant.” He says the landlord will also pay Speedrent the equivalent of a month’s rent. In return, the landlord will be covered by an insurance policy if the tenant bolts before the one-year tenancy is up. This, he says, is in partnership with Allianz General Insurance. “Traditionally, if your tenant runs away after six months, you get the five months that he paid, and you get to keep the three months security and utility deposits.

    “But with Speedrent, if the tenant defaults on payment or goes MIA, then the landlord will get the six months’ rent. And he will get another two months rental guarantee from the insurance plus RM15,000 and RM1,000 as an inconvenience benefit. “So in total, he gets about nine to 10 months of rent.” The app generates a tenancy agreement template for both parties to sign online. This is sent to Inland Revenue Board for stamping, making it legal and binding.

    Speedrent also does a credit check on the tenant so that the landlord will know whether he has a good credit score. The rent goes through Speedrent, which tracks the tenant’s payment record. If he doesn’t pay up but continue staying at the home, Speedrent will talk to him. If that fails, they will get lawyers to send out a letter of demand and an eviction notice.

    “Based on our statistics, most tenants would opt to leave by the stipulated date.” And if they do not, Speedrent will give their names to CTOS to be blacklisted. “So far, we haven’t had to blacklist anyone yet,” says Wong. If the landlord is the one who is problematic where the place rented out is bad with problems such as bed bugs, Speedrent will remove his listing and ban him from their app.

    Wong says Speedrent which started in 2015 matches about 50 to 60 landlords with tenants each month. High-end units move slowly but those within an affordable range rental between RM1,200 to RM1,500 get taken up fast, he adds.

    Get Fit, Get Rich with Mah Sing

    Let’s Get Fit and Get Rich! 💰

    We are proud to announce that we have partnered with Mah Sing Group in conjunction with the Health & Wealth event series! Stay on top of your health and maintain a high-quality lifestyle by participating in our program from today right up till 20th August 2017.

    Guess what? The most exciting part is that there will also be a FREE health test and screening session conducted by our certified medical experts.

    Click Here to find out more.

    I guess it will be lots of fun with freebies on top of free health checks during this rich nostalgic event with Mah Sing. So, mark your calendar for this function that promises entertainment.

    Ringgit Lower Against the US$

    Ringgit Lower Against the US$

    The ringgit was lower against the US dollar Tuesday morning as the greenback bounced back from its lowest level in more than a year, lifted by stronger-than-expected readings on the US economy, dealers said.

    At 9 am(0100gmt), the local unit stood at 4.2810/2850 against the greenback compared with Monday’s close of 4.2760/2800.

    A dealer said the US dollar inched up Monday as US manufacturing and services flash surveys both showed the US economy was performing better-than-expected.

    However, investors remained cautious on developments concerning possible ties between Russia and aides to US President Donald Trump.

    Meanwhile, the ringgit was traded higher against other major currencies.

    It appreciated marginally against the Singapore dollar to 3.1411/1452 from Monday’s 3.1413/1459 and rose against the Japanese yen to 3.8467/8513 from 3.8620/8663 Monday.

    The local unit gained against the British pound to 5.5717/5774 from 5.5750/5815 on Monday and improved against the euro to 4.9814/9877 from 4.9841/9896, Monday.

    Dog Loves Camera Part 2

    Above was a snap shot of yesterday’s The Star on 23rd July 2017 entitled Dog Loves Camera. My Pom, Leia was featured right at the top at No. 2. Should you have any pooch or pet dog, you can also enter this contest with details below, where 3 winners are chosen each month.

    Good news for Dog lovers! Send in your cutest pooch photo (1MB) – originals only – along with a catchy caption (not more than 10 words to win products worth more than RM 200. Three winners will be selected each month.

    Email your pet’s name, body weight, age and your contact details to admin@frontlinevipclub.com. Winners will be notified via email or phone. Judges’ decision is final. Winners photos will be uploaded to Heartgard Your Pet Facebook page at www.Facebook.com/HeartgardYourPet.

    Prizes sponsored by Frontline Heartgard.

    Hence, if you have a pet dog or pooch, then good luck to your submission should you be interested.

    Dog Loves Camera

    Above was one of the winning shot emailed to The Star for “Dog Loves Camera” contest that will appear in the press tomorrow Sunday.

    Below is the email that I received.

    Dear Diana,

    Congratulations that you become one of our winners for Dog Talk Column in The Star2 (will Publish on this Sunday 23 July 2017).
    Kindly confirm your details and address below so that we can courier the prize to you. (within 4 weeks).
    Please also find your picture later in Heartgard Your Pet Facebook page (https://www.facebook.com/HeartgardYourPet ) (we will post it after the publication of The Star)

    Caption: Am I cute? I’m still a pup!

    Pet’s name: Leia
    Body weight: 0.8 kg
    Age: 2.5 months

    The prize is 4 packets of pet kibbles that will guard her heart for longevity. It will also appear on Facebook.

    Here is the side view of Leia (as in Princess Leia)

    Below is a short video of her eating her treat.

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