12 Best Money Making Apps

Money Making Survey Apps

Swagbucks – $10 Bonus

swagbucks app for making money from surveys

Without a doubt one of the best money making apps out there, Swagbucks allows you to earn extra money in 6 different ways. Plus you can get a free $10 just for signing up.

Swagbucks allows users to earn SB Points by watching videos, answering short surveys, playing games, searching the web, or shopping online. You can then redeem your SB points for cash deposited directly in your PayPal account or by claiming gift cards to one of over 1500 retailers (like Walmart or Amazon).

The best part is that there is no limit to how much you can earn. You’re not going to replace your full-time income from it, but if you use Yahoo! as your browser, play a few games and take a few surveys, there is no reason you can’t boost your income by at least $100 each month. With an A+ rating with the BBB and over $166,000,000 paid to members to date, there is no reason not to try one of the highest paying apps out there.

You can read our full Swagbucks Review here.

MyPoints – $10 Bonus

Want $10 for a few minutes of your time? MyPoints is one of those money-making apps that bribes users to sign up by offering $10 cash for new users.

But that’s not where it ends.

By installing the app, and using regularly, users accumulate points that they can exchange for cash, gift cards, or physical gifts.

It’s a rewards program for your phone…and that is precisely how you should look at it.

These money making apps are not getting rich quick schemes. Their purpose is to add a few bucks to your bottom line each month by doing things you’re already doing.

And while there are people out there obliterating my earnings, I usually manage to earn just under $50 in gift cards each month (PayPal for me). That’s $600 a year I save by letting my phone roll through videos and mindlessly completing surveys while I watch T.V. Think of what you could do with an extra $600. You can sign up here with your email address and then download the mobile app.

InboxDollars Surveys – $5 Bonus

best apps to make money fast - inbox dollars survey app screenshot

As the name suggests, InboxDollars will pay you for opening and skimming emails and answering simple surveys. There is also a $5 signup bonus.

InboxDollars works on a cash-only system, so you don’t have to worry about converting points to cash or only being compensated in gift cards. And according to their website, they have paid out over $57 million to users who have completed surveys over the years.

After my initial $5 bonus, I found that many of the surveys did not pay out a ton of money, which was a bit of a bummer. Nonetheless, clicking around and answering questions can still net you a couple of bucks an hour, which is better than nothing. You’re going to be on your phone anyway, so you may as well get paid for it!

Pinecone Research

The thing about many survey apps is, they can be a significant time suck for almost no reward. That’s why I love Pinecone Research. Each survey pays a flat $3, and they’ll often match you with reviews that match your interest and demographics.

Cash Back and Receipt Scanning Apps

Ebates – $10 Bonus

money making apps for iphone - ebates mobile app

You’ve probably heard of Ebates before for desktop, but they also have a mobile app. What I love about Ebates is how easy it is to use, and its generous payout policy. All you have to do is shop at the stores you like (either online or in person), and you get cash back on your purchases. If you take advantage of special events, holidays, and promotions, you can earn up to 12% back in some cases.

All you have to do is log-in to the app and search the retailer you’d like to shop. You’ll go directly to their e-commerce store and start collecting rewards automatically when you buy. You have the option of redeeming those rewards as cash, gift cards, or a PayPal deposit.

The cool thing is, this is on top of any discounts/coupon codes you already have.

Better yet, eBates is offering new users $10 just for signing up. Here’s our full review.

Ibotta – $10 Bonus

money making apps for android phones - Ibotta earnings screenshot

Ibotta is yet another of the money making apps you’ll see on this list that revolves around cashback shopping.

But unlike some of the others, Ibotta has become immensely popular worldwide because it extends to grocery brands, and it has an affiliate program that allows users to invite friends and make even more money.

You get $10 just for signing up, and they’ll pay you $5 more for each friend you refer.

Your earnings potential is unlimited. Not bad considering you’re helping your friends save money and handing them an extra ten bucks at the same time.

Check out our complete Ibotta review for more details on how to use this money making an app.

Dosh – $5 Bonus

best money making apps 2018 - dosh cash back screenshot

Dosh is a smartphone app that gives you cash back every time you purchase at participating outlets using your credit card.

Not having to jump through hoops to earn cash back is probably the biggest perk of Dosh. For instance, I’ve been getting cash back from Exxon each time I fill up my gas tank, and I didn’t even realize it until recently. The money just gets added to my Dosh account.

Just download the app, link your credit card (this is secure), then you’re off to the races. You can start shopping at participating merchants using your credit card, and points will be added to your “Dosh Wallet” straight away. Once your balance reaches a minimum of $25, you can cash out via Direct Deposit or PayPal. You can read our full Dosh Review here.

Receipt Hog

This receipt app was the first one I tried, and still my favorite to this day. They don’t always accept new users, so check back regularly if you’re not able to sign up.

With this app, you can get credit for any receipt imaginable except restaurants and a handful of stores. However, you should still scan those receipts because you’ll be entered into monthly drawings.

Passive Income Money Making Apps

Acorns – $5 Bonus

acorns app screenshot

If you want to start saving up for your future and investing for retirement, consider checking out Acorns. This is a beginner-friendly investing app that can help you get started with investing using just your smartphone. You can read our full Acorns Review here.

UPDATE: $5 Signup Bonus

Acorns are now offering a $5 signup bonus for new accounts opened. After completing your account registration, Acorns will deposit a FREE $5 into your account to give your investments a head start.

Nielsen – $50 per Year

Have you heard of Nielsen ratings for TV shows? Well, it turns out that Nielsen collects data on a lot more than just TV. One area they’re really into is internet usage research.

What does that mean for you? It means Nielsen will pay you $50 a year to keep their app on your favorite internet browsing device. The app itself collects statistics on your internet usage anonymously, so you never have to worry about any data being linked to you. The app takes up barely any space and doesn’t slow down your phone or tablet at all!

Stash

stash app screenshot

Stash makes investing simple. For most people, that’s a good thing. If you’re a seasoned investor, you may find the app too simple for your taste (but that’s the point).

Stash does most of the work for you. You pick what you are interested in (like tech, or clean energy, or retail stores) and Stash can provide, a user with diversified portfolio options. From there, you can set up the app to pull a few bucks a week from your bank account and can start to grow your investing principle.

If you’re interested in investing but have no clue to start, try starting with as little as $5 and let Stash do the rest. Better yet, Stash will spot you $5 just to get started.

*DollarSprout is a paid Affiliate/ partner of Stash. Investment advisory services offered by Stash Investments LLC, an SEC-registered investment adviser. This material has been distributed for informational and educational purposes only and is not intended as investment, legal, accounting, or tax advice. Investing involves risk.

Slidejoy

Slidejoy belongs on this list because it is without a doubt one of the easiest money making apps out there.  I am not saying this because it’s going to make you productive. It won’t. But it will make you a cool $5-15 per month according to the developers.

So how does this money making the app work? Per Slidejoy:

Upon turning on your phone, you will view an aesthetically pleasing ad on your lock screen Then,

  • You will have a choice to ignore the ad by sliding right and unlocking your phone
  • You will also have a choice to engage with the ad by sliding left. Upon sliding left, the phone will unlock and you will be directed to a destination specified by the advertiser (YouTube, advertiser website, Google Play, coupon page, etc.)
  • To prevent bias, you will make an equal amount regardless of whether or not you engage with an ad
  • Over time, Slidejoy learns your ad is the preference based off of your behaviors during different times of the day and curates a more relevant user experience
  • You can cash out your earnings via Paypal/several gift cards or choose to donate it to charity

As long as you can put up with your smartphone’s lock screen being trending news stories or ads (which disappear when you open your phone), you’re looking at $180 a year (or more). Slidejoy says that as the ads get more catered to your interests, the payouts go up. They don’t say by how much but getting up to $200 a year shouldn’t be too hard. Not bad for selling your phones lock screen to the highest bidder (literally).

Ben Huber

Hi! I’m Ben. A personal finance nerd on a mission to help DollarSprout readers make and manage financial decisions. A quoted contributor for Business News Daily, Business.com, Discover Bank, Moneyish, Student Loan Hero, Policygenius, TechRepublic, and more, I work to help others live their financial best life.