iPhone 6 and Samsung Galaxy S6 April 22, 2015 bizadmin I own an iPhone 6 which was bought some time back in Gurney Plaza and still use this good trusty model till today. While traveling on the go, I can check incoming emails and Whatsapp friends from afar. Who knows, I might just get another phone, a second one like Samsung Galaxy S6 which just came out. And don’t forget to invest in a Case Mate for iPhone 6 Case or even iPhone 6 Plus Case. There is also an older model to cater to such as iPhone 5S Case. There are many cheaper models out in the market from China but I still prefer to use Samsung Galaxy S6 Case for a new Samsung or maybe even Samsung Galaxy S6 edge Case. Smartphones have becomes very much a part of our live now that we cannot do without them. We can use them to find new friends in nearby surrounding areas, use Waze GPS to navigate through the roads to reach our destinations and much more.
RM4 to the dollar seen April 22, 2015 bizadmin The ringgit has fallen to the lowest level in the last six years and closed at 3.73 to the US dollar yesterday. Ringgit expected to weaken on expectation of US rate hike KUALA LUMPUR: The ringgit is expected to weaken to the 4.00-level versus the US dollar in the next six months as investors anticipate a hike in the benchmark US federal funds rate. The hike may come earlier than anticipated after recent indicators show growth has visibly strengthened in the world’s largest economy. Johns Hopkins University’s Eni Professor of international economics Michael Plummer said the greenback would continue to be exceptionally strong in the next few months on market anticipation of a rate hike by the US Federal Reserve. He told StarBizWeek on the sidelines of the 19th Asean Finance Ministers and Central Bank Governors Meetings that should the ringgit weaken towards the 4.00-level, there could be space for Bank Negara to intervene to stabilise the currency. “We are now at RM3.70 against the US dollar even before the US has increased the interest rates. The country has only spoken about increasing its rates, and when it does there is a possibility that the ringgit would tumble to 4.00 against the dollar,” Plummer said. His ringgit outlook echoes a recent report by Macquarie Research’s Asean economist PK Basu, who said the currency could fall to 3.95 to the US dollar by September before strengthening to 3.82 by year-end. Basu expects Bank Negara to cut the benchmark overnight policy rate (OPR) either in May or July and keep it at that level through 2016. The cental bank raised the OPR last July by 25 basis points to 3.25%. The ringgit has fallen to the lowest level in the last six years and closed at 3.73 to the US dollar yesterday as concerns mount over the Malaysian economy’s exposure to commodities following the drop in crude oil, palm oil and rubber prices. “In the short-run, the country should be prepared for the further weakening of the ringgit and yet take advantage of that,” Plummer said, adding that the weaker ringgit would make exports competitive and boost the economy. He said exports would benefit across the board instead of just selected industries. On another note, former Indonesian finance minister Dr M Chatib Basri said Asean had no need for a single currency given the problems facing the 19-member euro-zone. “We do not need to have an Asean single currency to have integration like the European Union,” he said. Chatib added that Asean integration was vital for the region’s businesses to expand beyond their markets but was no antidote against trade protectionism.
Credit card mistakes to avoid April 15, 2015 bizadmin Credit cards provide convenience when we are strapped for cash but can also prove to be a headache if utilised inappropriately. – AP Credit cards provide convenience when we are strapped for cash but can also prove to be a headache if utilised inappropriately. – AP Using them wrongly can lead to unwanted problems CREDIT cards are one of the most commonly used – and misused debt instruments out there. Granted, they provide convenience when we’re strapped for cash. On the other hand, they can prove to be a headache if utilised inappropriately. The following or some examples of how not to use your credit card. Not settling your debts immediately This is one of the most common issues that face credit card holders, says licensed financial adviser and syariah financial advisory for Excellentte Consultancy Jeremy Tan. “They only pay the minimum amount of 5% instead of settling it immediately,” he says MyFP Services Sdn Bhd managing director Robert Foo concurs with this point. “If possible, you should settle your bill within the first month itself. If you can’t, that already is a mistake.” According to Tan, paying the minimum payment result in high credit card finance charges of 1.5% per month. “In addition to finance charges for the outstanding, all purchases billed will also incur finance charges from the date of transaction. Additionally, all new purchases subsequent to the statement date will also incur finance charges until the outstanding amount, including new purchases, are paid for. Tan advises individuals to always ensure that they should have money at hand when making purchases, so that when the credit card bill arrives, one would be able to make the payment on time. Alternatively, he says individuals could consider using debit cards instead. “A debit card purchase directly deducts monies from your bank’s savings or current account.Alternatively, making a purchase using a credit card, which requires discipline, immediately make payment to the credit card account.” He adds that one could pay for purchases by installment by leveraging off financial institutions that offer credit cards with zero interest or interest-free terms. Tan, however, notes that easy payments of zero interest or interest-free installment plans, as advertised by financial institutions, may be a debt trap for credit cardholders. “Cardholders may be unconsciously caught with mounting debts and may even face bankruptcy due to inability to pay. In addition, when regular payments are not made, it is no longer zero interest or interest free. “Finance charges of 1.5% per month will be levied for the outstanding amount. The compounding effect of interest on interest will be the debt trap. The effective interest rate will then be more than 18% per annum.”
Hadoop Introduction April 10, 2015 bizadmin I was browsing around when I chanced upon Hadoop. Now what exactly is Hadoop? Hadoop is a framework written in Java that allows you to write applications that will run in clusters of computers to process a large amount of data. Hadoop can work on single server to thousands of machines. You can even check out database design and database normalization Below is a picture of Hadoop File System architecture. Hopefully it can give us a clearer picture of what HDFS is all about. These are some of the Big Data Examples on internet usage as shown below: Black Box Data : Flight and AirCraft related data. Social Media Data Stock Exchange Data Power Grid Data Transport Data Search Engine Data
Finally Found the Right GST Software Company April 4, 2015 bizadmin I finally found the right GST software company at the last minute and underwent 3 hours of training yesterday. It is an online software on cloud storage. This is good as it means that should your computer be infected with virus and all data wiped out, the online cloud storage software is still intact with all your business data like invoices, customers’ and suppliers’ information. They also provide support by phone or email. The company has a branch in Penang which makes it even more convenient to get help. It is 75% UBS and more user friendly. The time has arrived for change since 1st April. As IT support worker, we have to embrace change, despite the difficulties and more money being invested including time.
Long hours and lack of work-life balance prompt one doc to quit March 30, 2015 bizadmin PETALING JAYA: One doctor decided to opt out of her housemanship training after realising that it was not the life she wanted. The 32-year-old woman, who only wished to be known as Dr MH, said she decided to stop her housemanship after 14 months of training because the long hours were stressful and there was no work-life balance. “I was on-call every other day and I realised that even after becoming a medical officer or specialist, the schedule would still be heavy. I didn’t want that kind of lifestyle,” she said. Dr MH, who is now a medical adviser for a pharmaceutical company, said as a houseman in a training hospital in the Klang Valley then, she worked from 7am to 5pm and would be on-call duty from 6pm to 7am the following morning before continuing with the normal working hours the next day. “During on-call duty, there are usually patients to attend to. We get little sleep in between and have to wake up at 5am to take blood samples of patients before the senior doctors come in,” she said. She said her late father was horrified when she resigned and even asked relatives to persuade her to change her mind. She admitted that her father had wanted her to do medicine although she had wanted to do actuarial science. “Money was not a factor for leaving the profession even though pharmaceutical companies pay better. I am more satisfied with the stable working hours,” she said. Asked what advice she would give to students wanting to pursue medicine, she said they must have the passion and good grades because the course was intensive and the work demanding. “They should not be influenced by their peers or their parents for choosing medicine,” she said.
Lee Kuan Yew: Singaporeans mourn ‘charging lion’ March 24, 2015 bizadmin As the sun rose over Singapore General Hospital, paralympic athlete William Tan arrived in his wheelchair at a tribute area for Mr Lee Kuan Yew and bowed his head in silence. He told the BBC that as a child, he had watched Mr Lee cry on television as he announced one of the country’s most traumatic moments: its separation from Malaysia in 1965. “It’s a sad day for all Singaporeans. I lived in the era where he built Singapore, and I’ve seen it progress,” said the 58-year-old. For Sayeed Hussain, who brought his two teenage children to pay respects before they headed off to school, Mr Lee’s legacy was social harmony. “He did a lot for us, helped to shape a multi-racial and multi-cultural Singapore,” he said. The country’s newspapers darkened their mastheads and published Mr Lee’s picture on their front. Mr Lee was a towering figure in the lives of many Singaporeans, leading a team that transformed Singapore to a rich, stable country. He has also been strongly criticised for his human rights record, his ruthless pursuit of political opponents and views on race and genetics. But in the immediate hours after his death, few Singaporeans were willing to touch on the more controversial aspects of his legacy. Even opponents, such as politician Chee Soon Juan who was sued for defamation by Mr Lee, expressed only condolences. Low Thia Khiang, the leader of Singapore’s main opposition party in parliament, Workers’ Party, said Mr Lee’s contribution would be “remembered for generations to come”. ‘A charging lion’ Online and offline, the country mourned. Radio and television played tributes and downbeat music, newspapers darkened their mastheads, digital billboards were blanked out, and television stations ran tickers announcing his death.
International Day of Happiness celebrated in KL March 21, 2015 bizadmin KUALA LUMPUR: In conjunction with the 2015 International Day of Happiness celebration on Friday, the Federal Town and Country Planning Department chose to highlight the importance of a “happy city” on the well-being of its residents. Department director-general Datin Paduka Dr Dahlia Rosly said that life in the city could be stressful due to many factors, such as work commitments, from commuting, and the environment”. “We want today to be a day to celebrate happiness in the city. “A happy city is a productive city, it is a safe city, and a healthy city ” said Dr Dahlia at the official launch of the 2015 International Day of Happiness. “We have identified several factors that contribute to closeness and cohesiveness in a community such as the increase of walkable areas in the city, more cycling paths, and urban community gardening, where residents can do the activities together,” she explained. The day was marked with activities such as performances by buskers at Sogo shopping mall and free bus rides to certain routes in the city. The department also set up booths in front of Sogo shopping mall to conduct free glucose and cholesterol tests for the public. The International Day of Happiness was established by the United Nations in 2012 and is celebrated annually on March 20. This year marked the first time it was officially celebrated in Malaysia.