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Why Cutting Costs Beats Getting Rich Quick

Some of the emails I receive are heartbreaking.

They typically read something like this:

Home Financial Literacy Why Cutting Costs Beats Getting Rich Quick
Why Cutting Costs Beats Getting Rich Quick
written by Marc Lichtenfeld Monday, March 4, 2019

Some of the emails I receive are heartbreaking.

They typically read something like this:

It would be easy for me to say, “sign up for one of my trading services, which are designed to generate large and fast profits on stocks and options” – but that would be the worst advice I could give. Trading stocks in the hopes of making big gains quickly should be reserved for investors who can afford to take risks because sometimes the trades don’t work out.

An investor who is desperate for profits will no doubt make decisions based on fear, which is a huge mistake. Acting on any decision that is tainted by emotion is not a smart way to trade or invest. Furthermore, it will cause a lot of stress if the investor is worried about losing money because they will continue to worry even if the trade is working.

I’d love to have a magic formula for how a person can take no money and turn it into a lot of money – without any risk. But that doesn’t exist.

That being said, there are steps one can take to ensure that the weak financial position they’re in is better in five or 10 years. Ten years may sound like a long time from now, but if someone reaches 73 with no money, imagine how difficult it will be for them at 83.

The first thing I’d suggest for anyone in this situation is to work any way you can. That doesn’t sound too enticing, particularly if you’re older, I know. But you need some income coming in so you can start putting it away for the future. You don’t have to be a Walmart greeter either.

Love pets? Consider pet-sitting. Love kids? Babysit or tutor.

The important thing is to save and invest those funds – don’t just use them to make your life a little easier today. Whatever income you can bring in will help.

Look at where you can cut costs. Do you have a cable TV package that is not necessary? Home phone and a cellphone? Consider getting rid of the landline. That could save you hundreds of dollars a year.

Do you have insurance policies you no longer need? Life insurance should be used to replace income or cover funeral costs when you die. There aren’t many other reasons to carry life insurance.

If you do have life insurance and it’s not necessary, get rid of it. Sure, it’d be nice to leave something for your kids. But if those thousands of dollars in premium per year would let you breathe a little easier, or could be invested for growth and income, they’re better off in your pocket.

Whatever extra income you can put in your pocket or costs you can save, get that money earning interest or growing. It’s hard to think about the future when today is a struggle, but it will be much worse years from now if there are no funds available and your expenses are even higher.

The worst thing you can do is enter into a risky investment when you can’t afford to lose money. If you have a little bit of cash that you’ll need soon, look for a high-yield money market account or CD. If you have a few years before you need the money, consider investing in a blue chip stock that raises its dividend every year. That way you’ll earn some income while the stock grows. But remember, even the most conservative stocks aren’t guaranteed to go higher.

Whatever you do, if you need money now, don’t do something rash or take on more risk than you can handle. That kind of action usually leads to disaster.

Good investing,

Marc

“1 Stock Millionaires” Reveal Their Secret

10,000 Americans are now “one stock millionaires” because they invested in a little-known penny stock that soared 80,962% over time.

Imagine their joy as they watched their gains soar past $100,000, up to $500,000, and then over $1 million.

These folks now have the freedom to retire early, buy a new house, or go on the vacation of their dreams … or do all three, if they choose.

That one penny stock?

It’s none other than Microsoft, and of course, these investors had to get in before shares soared from a few cents to over $100.

And while the idea of getting in “before” a big move like this seems impossible – that’s exactly what Paul Mampilly — the Wall Street legend who recommended Microsoft early on – is exceptional at.

It’s why, when he was a hedge fund manager, Barron’s named his $25 billion funds “one of the world’s best” and Kiplinger ranked it in the top 1%.

Now, in a controversial new video, Paul reveals a stock that he believes could follow a similar path. He even shows viewers how they can get in before this stock takes off … so you will have the opportunity to become the next “one stock millionaire.”

The last time Paul released a video like this, viewers reported making $121,319 … $627,573 … and even $900,000.

But here’s the thing, Paul believes this new opportunity will be more significant than every other recommendation he’s made in his decorated career. As he says in his new video: “This software company is like Microsoft in its infancy. It holds the key to a tech industry primed to grow 77,400%.”

To see the video, just click the play button below, or go here now.

200 Business Quotes That’ll Inspire You.

Best Business Quotes of All Time

These business quotes are a gamechanger. Get ready for some inspiration and action-packed advice.

1. “The secret of change is to focus all your energy not on fighting the old but on building the new.” — Socrates, father of Western philosophy (Click to tweet)

2. “Always deliver more than expected.” — Larry Page, co-founder of Google (Click to tweet)

Larry Page - Business Quotes

3. “Don’t take too much advice. Most people who have a lot of advice to give — with a few exceptions — generalize whatever they did. Don’t over-analyze everything.  I myself have been guilty of over-thinking problems. Just build things and find out if they work.” — Ben Silbermann, founder of Pinterest (Click to tweet)

4.“If your actions inspire others to dream more, learn more, do more and become more, you are a leader.” — John Quincy Adams, 6th President of the United States (Click to tweet)

5. “Every time we launch a feature, people yell at us.” — Angelo Sotira, co-founder of deviantART (Click to tweet)

6.“Be undeniably good. No marketing effort or social media buzzword can be a substitute for that.” — Anthony Volodkin, founder of Hype Machine (Click to tweet)

Anthony Volodkin - Business Quotes

7. “What do you need to start a business? Three simple things: know your product better than anyone, know your customer, and have a burning desire to succeed.” — Dave Thomas, Founder of Wendy’s (Click to tweet)

8. “If you can’t feed a team with two pizzas, it’s too large.” — Jeff Bezos, Founder and CEO of Amazon (Click to tweet)

9. “If people like you, they’ll listen to you, but if they trust you, they’ll do business with you.” — Zig Ziglar, author, salesman, and motivational speaker (Click to tweet)

10. “If you are not embarrassed by the first version of your product, you’ve launched too late.” — Reid Hoffman, co-founder of LinkedIn (Click to tweet)

11. “The value of an idea lies in the using of it.” — Thomas Edison, co-founder of General Electric (Click to tweet)

12. “The stars will never align, and the traffic lights of life will never all be green at the same time. The universe doesn’t conspire against you, but it doesn’t go out of its way to line up the pins either. Conditions are never perfect. ‘Someday’ is a disease that will take your dreams to the grave with you. Pro and con lists are just as bad. If it’s important to you and you want to do it ‘eventually,’ just do it and correct course along the way.” — Tim Ferriss, author of The 4-Hour Work Week (Click to tweet)

Tim Ferriss business quotes are always so on point.

13. “Make every detail perfect and limit the number of details to perfect.” — Jack Dorsey, co-founder of Twitter (Click to tweet)

14. “Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do.” — Steve Jobs, co-founder, Chairman and CEO of Apple Inc. (Click to tweet)

15. “Always look for the fool in the deal. If you don’t find one, it’s you.” — Mark Cuban, AXS TV Chairman and entrepreneur (Click to tweet)

16. “Your most unhappy customers are your greatest source of learning.” — Bill Gates, co-founder of Microsoft (Click to tweet)

Bill Gates business quotes are so full of wisdom.

Bill Gates - Business Quotes

17. “If you just work on stuff that you like and you’re passionate about, you don’t have to have a master plan with how things will play out.” — Mark Zuckerberg, founder of Facebook (Click to tweet)

18. “If you define yourself by how you differ from the competition, you’re probably in trouble.” — Omar Hamoui, co-founder of AdMob (Click to tweet)

19. “Wonder what your customer really wants? Ask. Don’t tell.” — Lisa Stone, co-founder and CEO of BlogHer (Click to tweet)

20. “When you find an idea that you just can’t stop thinking about, that’s probably a good one to pursue.” — Josh James, CEO and co-founder of Omniture (Click to tweet)

Are these business quotes inspiring you yet? No? Then keep reading…!

21. “It’s not about ideas. It’s about making ideas happen.” — Scott Belsky, co-founder of Behance (Click to tweet)

22. “Make the most of yourself by fanning the tiny, inner sparks of possibility into flames of achievement.” — Golda Meir, fourth Prime Minister of Israel (Click to tweet)

23. “There’s nothing wrong with staying small. You can do big things with a small team.” — Jason Fried, 37signals founder and co-author of Rework (Click to tweet)

24. “The fastest way to change yourself is to hang out with people who are already the way you want to be.” — Reid Hoffman, LinkedIn co-founder (Click to tweet)

25. “Chase the vision, not the money, the money will end up following you.” — Tony Hsieh, CEO of Zappos (Click to tweet)

Tony Hsieh - Business Quotes

26. “The most dangerous poison is the feeling of achievement. The antidote is to every evening think what can be done better tomorrow.” — Ingvar Kamprad, founder of IKEA (Click to tweet)

27. “Nothing works better than just improving your product.” — Joel Spolsky, co-founder of Stack Overflow (Click to tweet)

28. “Get five or six of your smartest friends in a room and ask them to rate your idea.” — Mark Pincus, CEO of Zynga (Click to tweet)

29. “Money is like gasoline during a road trip. You don’t want to run out of gas on your trip, but you’re not doing a tour of gas stations.” — Tim O’Reilly, founder, and CEO of O’Reilly Media (Click to tweet)

30. “Get big quietly, so you don’t tip off potential competitors.” — Chris Dixon, an investor at Andreessen Horowitz (Click to tweet)

Business quotes like this really hit home.

31. “Design is not just what it looks like and feels like. Design is how it works.” — Steve Jobs, co-founder, Chairman, and CEO of Apple Inc. (Click to tweet)

32. “Character cannot be developed in ease and quiet. Only through experience of trial and suffering can the soul be strengthened, ambition inspired, and success achieved.” — Helen Keller, American author, political activist and lecturer (Click to tweet)

33. “Don’t try to be original, just try to be good.” — Paul Rand, Graphic Designer (Click to tweet)

34. “Always think outside the box and embrace opportunities that appear, wherever they might be.” — Lakshmi Mittal, Chairman & CEO of ArcelorMittal (Click to tweet)

35. “Don’t worry about people stealing your design work. Worry about the day they stop.” — Jeffrey Zeldman, entrepreneur and web designer (Click to tweet)

These inspirational business quotes have some pretty sound advice.

36. “The last 10% it takes to launch something takes as much energy as the first 90%.” — Rob Kalin, founder of Etsy (Click to tweet)

37. “If you’re interested in the living heart of what you do, focus on building things rather than talking about them.” — Ryan Freitas, co-founder of About.me (Click to tweet)

38. “Best startups generally come from somebody needing to scratch an itch.” — Michael Arrington, founder and co-editor of TechCrunch (Click to tweet)

39. “Some people dream of success, while other people get up every morning and make it happen.” — Wayne Huizenga, prolific American business person, owner of Blockbuster Video and the Miami Dolphins. (Click to tweet)

Wayne Huizenga - Business Quotes

40. “Ideas are easy. Implementation is hard.” — Guy Kawasaki, entrepreneur and co-founder of Alltop (Click to tweet)

41. “An entrepreneur is someone who has a vision for something and a want to create.” — David Karp, founder, and CEO of Tumblr (Click to tweet)

42. “Get a mentor in the applicable field if you’re at all unsure of what you’re looking for.” — Kyle Bragger, founder of Forrst, and co-founder of Exposure (Click to tweet)

43. “Every day that we spent not improving our products was a wasted day.” — Joel Spolsky, co-founder of Stack Overflow (Click to tweet)

44. “Anything that is measured and watched, improves.” — Bob Parsons, founder of GoDaddy (Click to tweet)

45. “Stay self-funded as long as possible.” — Garrett Camp, founder of Expa, Uber, and StumbleUpon (Click to tweet)

We’re going to be throwing in a couple more Tony Hsieh business quotes in here.

46. “Don’t play games that you don’t understand, even if you see lots of other people making money from them.” — Tony Hsieh, CEO of Zappos (Click to tweet)

47. “Timing, perseverance, and ten years of trying will eventually make you look like an overnight success.” — Biz Stone, co-founder of Twitter (Click to tweet)

Biz Stone - Business Quotes

48. “Human beings have an innate inner drive to be autonomous, self-determined and connected to one another. And, when that drive is liberated, people achieve more and live richer lives.” — Daniel Pink, author (Click to tweet)

49. “Fortunes are built during the down market and collected in the upmarket.” — Jason Calacanis, founder of LAUNCH Ticker (Click to tweet)

50. “It’s more effective to do something valuable than to hope a logo or name will say it for you.” — Jason Cohen, founder of Smartbear Software (Click to tweet)

Business quotes like this sure do push you towards taking action.

51. “No more romanticizing about how cool it is to be an entrepreneur. It’s a struggle to save your company’s life – and your own skin – every day of the week.” — Spencer Fry, co-founder of CarbonMade (Click to tweet)

52. “You can’t make anything viral, but you can make something good.” — Peter Shankman, founder of HARO (Click to tweet)

53. “Don’t worry about funding if you don’t need it. Today it’s cheaper to start a business than ever.” — Noah Everett, founder of Twitpic (Click to tweet)

54. “Data beats emotions.” — Sean Rad, founder of Tinder (Click to tweet)

This next one is one of my favorite business quotes.

55. “I never dreamed about success, I worked for it.” — Estee Lauder, founder of Estee Lauder Cosmetics (Click to tweet)

Estee Lauder - Business Quotes

56. “I try not to make any decisions that I’m not excited about.” — Jake Nickell, founder and CEO of Threadless (Click to tweet)

57. “See things in the present, even if they are in the future.” — Larry Ellison, co-founder of Oracle (Click to tweet)

58. “You don’t need to have a 100-person company to develop that idea.” — Larry Page, co-founder of Google (Click to tweet)

These business quotes are also great for small businesses.

59. “Ideas are commodity. Execution of them is not.” — Michael Dell, chairman, and CEO of Dell (Click to tweet)

60. “Whether you think you can, or think you can’t – you’re right.” — Henry Ford, founder of the Ford Motor Company (Click to tweet)

Henry Ford - Business Quotes

61. “All humans are entrepreneurs not because they should start companies but because the will to create is encoded in human DNA.” — Reid Hoffman, co-founder of LinkedIn (Click to tweet)

62. “The first rule of any technology used in a business is that automation applied to an efficient operation will magnify the efficiency. The second is that automation applied to an inefficient operation will magnify the inefficiency.” — Bill Gates, co-founder of Microsoft (Click to tweet)

63. “In the end, a vision without the ability to execute it is probably a hallucination.” — Steve Case, co-founder of AOL (Click to tweet)

64. “Step out of the history that is holding you back. Step into the new story you are willing to create.” — Oprah Winfrey, media proprietor (Click to tweet)

65. “No matter how brilliant your mind or strategy, if you’re playing a solo game, you’ll always lose out to a team.” — Reid Hoffman, LinkedIn co-founder (Click to tweet)

66. “Don’t be cocky. Don’t be flashy. There’s always someone better than you.” — Tony Hsieh, CEO of Zappos (Click to tweet)

These business quotes may be blunt but they’re pretty accurate.

67. “Embrace what you don’t know, especially in the beginning, because what you don’t know can become your greatest asset. It ensures that you will absolutely be doing things different from everybody else.” — Sara Blakely, founder of SPANX (Click to tweet)

68. “Diligence is the mother of good luck.” — Benjamin Franklin, a Founding Father of the United States (Click to tweet)

69. “A person who is quietly confident makes the best leader.” — Fred Wilson, co-founder of Union Square Ventures (Click to tweet)

70. “Risk more than others think is safe. Dream more than others think is practical.” — Howard Schultz, CEO of Starbucks (Click to tweet)

These business quotes are on fire.

Howard Schultz - Business Quotes

Inspirational Quotes About Life

Let’s continue our list with some of the top inspirational quotes about life that are out there. Every now and then, everyone’s in need to hear about the positive side of life, and the potential it has to offer. These inspirational quotes about life will help empower you to succeed.

71. “Life is 10% what happens to us and 90% how we react to it.”– Charles R. Swindoll, author, educator, and radio preacher

72. “If you can dream it, you can do it.” — Walt Disney, founder of the Disney Brother Studio and Disneyland

73. “However difficult life may seem, there is always something you can do and succeed at.” — Stephen Hawking, English theoretical physicist, cosmologist, and author

74. “When I’m old and dying, I plan to look back on my life and say ‘wow, that was an adventure,’ not ‘wow, I sure felt safe.’” — Tom Preston-Werner, co-founder of Github

75. “Accept responsibility for your life. Know that it is you who will get you where you want to go, no one else.” – Les Brown, American motivational speaker, author, and former politician

76. “The biggest adventure you can take is to live the life of your dreams.” ― Oprah Winfrey, media proprietor

77. “You Are Never Too Old To Set Another Goal Or To Dream A New Dream.” – C.S. Lewis, British writer

There’s something heartwarming about these motivational quotes about life. 

78. “Live each day as if your life had just begun.” – Johann Wolfgang Von Goethe, German writer

79. “Lean forward into your life. Begin each day as if it were on purpose.” ―Mary Anne Radmacher, author

80. “There is no greater agony than bearing an untold story inside you.” ―Maya Angelou, American poet, singer, and civil rights activist

81. “Do not let the memories of your past limit the potential of your future. There are no limits to what you can achieve on your journey through life, except in your mind.” ― Roy T. Bennett, author

82. “You get in life what you have the courage to ask for.” ― Oprah Winfrey, media proprietor

83. “Life isn’t about finding yourself. Life is about creating yourself.”― George Bernard Shaw, Irish playwright

84. “A man who dares to waste one hour of time has not discovered the value of life.” — Charles Darwin, English naturalist, geologist and biologist

85. “Education costs money. But then so does ignorance.” – Sir Claus Moser, British statistician

86. “The biggest adventure you can take is to live the life of your dreams.”– Michael Jordan, American former professional basketball player

Inspirational Quotes About Success

Success doesn’t happen overnight. You have to take each day as an opportunity to meet your potential and to improve. Here’s a list of our favorite inspirational quotes about success to get your day started.

87. “Success usually comes to those who are too busy to be looking for it.” — Henry David Thoreau, essayist, poet, and philosopher

88. “People who succeed have momentum. The more they succeed, the more they want to succeed, and the more they find a way to succeed. Similarly, when someone is failing, the tendency is to get on a downward spiral that can even become a self-fulfilling prophecy.” — Tony Robbins, life and business strategist, and author

89. “The road to success and the road to failure are almost exactly the same.” — Colin R. Davis, English conductor for the London Symphony Orchestra

90. “Would you like me to give you a formula for success? It’s quite simple, really: Double your rate of failure. You are thinking of failure as the enemy of success. But it isn’t at all. You can be discouraged by failure or you can learn from it, so go ahead and make mistakes. Make all you can. Because remember that’s where you will find success.” — Thomas J. Watson, 2nd President of IBM, political figure, and philanthropist

91. Success is not final, failure is not fatal: it is the courage to continue that counts.” — Winston Churchill, Prime Minister of Great Britain during World War II

92. “Today’s Accomplishments Were Yesterday’s Impossibilities.” – Robert H. Schuller, American motivational speaker

93. “Success is the sum of small efforts – repeated day in and day out.” — Robert Collier, author

94. “Successful people do what unsuccessful people are not willing to do. Don’t wish it were easier; wish you were better.” — Jim Rohn, one of America’s foremost business philosophers

95. “There are no secrets to success. It is the result of preparation, hard work, and learning from failure.” — Colin Powell, US statesman and retired four-star General in the United States Army

When you’re struggling, inspirational quotes like these can really make a difference. 

96. “A successful man is one who can lay a firm foundation with the bricks others have thrown at him.” — David Brinkley, newscaster for NBC and ABC

97. “Success seems to be largely a matter of hanging on after others have let go.” – William Feather, American publisher and author

98. “Try not to become a man of success. Rather become a man of value.” – Albert Einstein, theoretical physicist

99. “Stop chasing the money and start chasing the passion.” – Tony Hsieh, CEO of Zappos

100. “I never took a day off in my twenties. Not one.” — Bill Gates, Microsoft co-founder

Well done — you’ve made it halfway through our list of the top 200 business quotes!

101. “I owe my success to having listened respectfully to the very best advice, and then going away and doing the exact opposite.” – G. K. Chesterton, English writer, poet, and philosopher

102. “If you really look closely, most overnight successes took a long time.”— Steve Jobs, co-founder, Chairman and CEO of Apple Inc.

103. “Success seems to be connected with action. Successful people keep moving. They make mistakes, but they don’t quit.” — Conrad Hilton, Founder of the Hilton Hotels chain

Motivational Quotes About Not Giving Up

Never give up. Keep chasing your dreams. Life will be hard at times, and the strength lies in not giving up. Take a look at the best inspirational quotes about not giving up.

104. “If you can’t fly then run. If you can’t run, then walk. And, if you can’t walk, then crawl, but whatever you do, you have to keep moving forward.” — Martin Luther King Jr., leader of the civil rights movement

105. “I got lucky because I never gave up the search. Are you quitting too soon? Or, are you willing to pursue luck with a vengeance?” — Jill Konrath, speaker, author and thought leader

106. “Fall seven times, stand up eight.” — Japanese Proverb

107. “The real test is not whether you avoid this failure, because you won’t. It’s whether you let it harden or shame you into inaction, or whether you learn from it; whether you choose to persevere.” — Barack Obama, 44th President of the United States

108. “Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time.” — Thomas Edison, entrepreneur and inventor

109. “The pessimist sees difficulty in every opportunity. The optimist sees the opportunity in every difficulty.” — Winston Churchill, Prime Minister of Great Britain during World War II

Inspirational quotes like these do a great job at channelling some positive momentum. 

110. “You have to believe in yourself when no one else does — that makes you a winner right there.” — Venus Williams, American professional tennis player

111. “We May Encounter Many Defeats But We Must Not Be Defeated.” – Maya Angelou, American poet, singer, and civil rights activist

112. “Strength shows not only in the ability to persist, but in the ability to start over.” — F. Scott Fitzgerald, American fiction writer

113. “Let me tell you the secret that has led to my goal. My strength lies solely on my tenacity.”
– Louis Pasteur, French biologist, microbiologist and chemist

114. “Never give up on a dream just because of the time it will take to accomplish it. The time will pass anyway.” – Earl Nightingale, American radio speaker and author

115. “You do what you can for as long as you can, and when you finally can’t, you do the next best thing. You back up but you don’t give up.” ― Chuck Yeager, former United States Air Force officer

116. “Ever tried. Ever failed. No matter. Try Again. Fail again. Fail better.”– Samuel Beckett, Irish avant-garde novelist and playwright

117. “It’s fine to celebrate success but it is more important to heed the lessons of failure.” — Bill Gates, co-founder of Microsoft

Motivational Quotes About Working Hard

Hard work helps to turn dreams into reality. These top motivational quotes about working hard will help you get the job done.

118. “So often people are working hard at the wrong thing. Working on the right thing is probably more important than working hard.” — Caterina Fake, Flickr co-founder

119. “If you’re passionate about something and you work hard, then I think you will be successful.”— Pierre Omidyar, founder and chairman of Ebay

120. “I find that the harder I work, the more luck I seem to have.” — Thomas Jefferson, Founding Father and President of the United States

121. “When we strive to become better than we are, everything around us becomes better too.” — Paulo Coelho,  Brazilian lyricist and novelist

122. “A dream does not become reality through magic; it takes sweat, determination and hard work.” — Colin Powell, US statesman and retired four-star General in the United States Army

123. “There is simply no substitute for hard work when it comes to achieving success.” — Heather Bresch, CEO of Mylan

We hope these quotes are motivating you to work hard toward your goal. 

124. “Success is no accident. It is hard work, perseverance, learning, studying, sacrifice and most of all, love of what you are doing or learning to do.” — Pele, Brazilian retired professional footballer

125. “No great achiever – even those who made it seem easy – ever succeeded without hard work.” — Jonathan Sacks, British author and politician

126. “The only thing that overcomes hard luck is hard work.” — Harry Golden, American writer

127. “There is no substitute for hard work.” — Thomas Edison, entrepreneur and inventor

128. “It’s hard to beat a person who never gives up.” — Babe Ruth, American professional baseball player

Motivational Quotes About Challenges

We all face challenges in life. They can either make you or break you. We’ve compiled a list of our favourite motivational quotes about challenges that will encourage you to keep going.

129. “Don’t be afraid to give up the good to go for the great.”—John D. Rockefeller,  American oil industry business magnate

130. “If you are not willing to risk the usual, you will have to settle for the ordinary.”— Jim Rohn, American entrepreneur, author and motivational speaker

131. “Fearlessness is like a muscle. I know from my own life that the more I exercise it the more natural it becomes to not let my fears run me.” — Arianna Huffington, president of The Huffington Post Media Group

132. “You gain strength, courage, and confidence by every experience in which you really stop to look fear in the face. You are able to say to yourself, I lived through this horror. I can take the next thing that comes along. You must do the thing you think you cannot do.” — Eleanor Roosevelt, known as “First Lady of the World” for her human rights advocacy

133. “If you can push through that feeling of being scared, that feeling of taking a risk, really amazing things can happen.” — Marissa Mayer, president & CEO of Yahoo!

134. “Believe you can and you’re halfway there.” — Theodore Roosevelt, 26th President of the United States

135. “Challenges are what make life interesting and overcoming them is what makes life meaningful.” – Joshua J. Marine, author

136. “Obstacles don’t have to stop you. If you run into a wall, don’t turn around and give up. Figure out how to climb it, go through it, or work around it.” — Michael Jordan, former professional basketball player

These motivational quotes about challenges have some pretty sound advice.

137. “It always seems impossible until it’s done.” — Nelson Mandela, Former President of South Africa, political leader, and philanthropist

138. “I am not a product of my circumstances. I am a product of my decisions.” – Stephen Covey, American educator, author, and businessman

139. “The Ultimate Measure Of A Man Is Not Where He Stands In Moments Of Comfort And Convenience, But Where He Stands At Times Of Challenge And Controversy.” – Martin Luther King, Jr., leader of the civil rights movement

140. “Being Challenged In Life Is Inevitable, Being Defeated Is Optional.” — Roger Crawford, public speaker, author, and certified tennis professional

141. “Life’s Challenges Are Not Supposed To Paralyze You, They’re Supposed To Help You Discover Who You Are.” — Bernice Johnson Reagon, song leader, composer, and social activist

142. “When we least expect it, life sets us a challenge to test our courage and willingness to change; at such a moment, there is no point in pretending that nothing has happened or in saying that we are not yet ready. The challenge will not wait. Life does not look back.” – Paulo Coelho, Brazilian lyricist and novelist

143. “There are two types of people who will tell you that you cannot make a difference in this world: those who are afraid to try and those who are afraid you will succeed.” — Ray Goforth, director of strategy and partnerships at Spredfast

Motivational Quotes About Overcoming Failure

There will be days when things don’t go as planned. You may feel defeated and let down. But that’s a part of life. It’s about how you deal with the failures in life that makes you who you are. Here’s a list of our favorite quotes about overcoming failure, that  will motivate you to stay strong in the face of failure.

144. “It is better to fail in originality than to succeed in imitation.” — Herman Melville, American novelist

145. “Do not be embarrassed by your failures, learn from them and start again.” — Richard Branson, founder of the Virgin Group

146. “It doesn’t matter how many times you fail. It doesn’t matter how many times you almost get it right. No one is going to know or care about your failures, and neither should you. All you have to do is learn from them and those around you because all that matters in business is that you get it right once. Then everyone can tell you how lucky you are.” — Mark Cuban, entrepreneur, owner of Landmark Theaters and Chairman of AXS TV

147. “I knew that if I failed I wouldn’t regret that, but I knew the one thing I might regret is not trying.” — Jeff Bezos, founder, and CEO of Amazon

148. “The only thing worse than starting something and failing… is not starting something.” — Seth Godin, author, entrepreneur, and blogger

149. “Don’t worry about failure; you only have to be right once.” — Drew Houston, founder and CEO of Dropbox

150. “Failure Will Never Overtake Me If My Determination To Succeed Is Strong Enough.” – Og Mandino, American author

151. “Everything you’ve ever wanted is on the other side of fear.” — George Addair, real-estate developer

152. “Don’t worry about failures, worry about the chances you miss when you don’t even try.” – Jack Canfield, American author, motivational speaker, corporate trainer, and entrepreneur

Quotes like these on overcoming fear really give you an inspirational push.

153. “Many of life’s failures are experienced by people who did not realize how close they were to success when they gave up.”  — Thomas Edison, entrepreneur and inventor

154. “The only real mistake is the one from which we learn nothing.” — Henry Ford, founder of the Ford Motor Company

155. “Failure is success if we learn from it.” – Malcolm Forbes, American entrepreneur and publisher of Forbes magazine

156. “Failure is so important. We speak about success all the time. It is the ability to resist failure or use failure that often leads to greater success. I’ve met people who don’t want to try for fear of failing.” – J.K. Rowling, British novelist

157. “I’ve missed more than 9000 shots in my career. I’ve lost almost 300 games. Twenty—six times I’ve been trusted to take the game—winning shot and missed. I’ve failed over and over and over again in my life. And that is why I succeed.” – Michael Jordan, former professional basketball player

Funny Motivational Quotes to Cheer You Up

Everyone has a bad day once in a while. These motivational quotes are guaranteed to inspire you and bring a smile to your face.

158. “People often say that motivation doesn’t last. Well, neither does bathing – that’s why we recommend it daily.” — Zig Ziglar, American author

159. “I always wanted to be somebody, but now I realise I should have been more specific.”— Lily Tomlin, American actress

160. “The road to success is dotted with many tempting parking spaces.” — Will Rogers, American actor

161. “I didn’t fail the test. I just found 100 ways to do it wrong.” – Benjamin Franklin, Founding Father of the United States

162. “When I hear somebody sigh, Life is hard, I am always tempted to ask, ‘Compared to what?’” – Sydney Harris, American journalist

163. “The elevator to success is out of order. You’ll have to use the stairs… one step at a time.” – Joe Girard, American salesman

164. “Opportunity is missed by most people because it is dressed in overalls and looks like work.” – Thomas Edison, entrepreneur and inventor

165. “You must learn from the mistakes of others. You can’t possibly live long enough to make them all yourself.” – Sam Levenson, American humorist

166. “Listen, smile, agree, and then do whatever you were gonna do anyway.“ – Robert Downey Jr., American actor

167. “Remember, today is the tomorrow you worried about yesterday.” – Dale Carnegie, American writer

168. “Even if you are on the right track, you’ll get run over if you just sit there.” – Will Rogers, American actor

Inspirational Movie Quotes

Movies have a certain memorable aspect about them. They have a unique way of teaching us lessons that stay in our memory. Whether it’s by making us smile, or by moving us to tears, movies have a magic about them. Here are some of the best motivational quotes from movies.

169. ”Nobody is gonna hit as hard as life, but it ain’t how hard you can hit. It’s how hard you can get hit and keep moving forward. It’s how much you can take, and keep moving forward. That’s how winning is done.” – Rocky, Rocky Balboa

170. “Don’t ever let somebody tell you you can’t do something, not even me. Alright? You dream, you gotta protect it. People can’t do something themselves, they wanna tell you you can’t do it. If you want something, go get it. Period.” – Chris Gardner, The Pursuit of Happyness

171. “The only thing standing between you and your goal is the bullshit story you keep telling yourself as to why you can’t achieve it.” – Jordan Belfort, Wolf of the Wall Street

172. “All we have to decide is what to do with the time that is given to us.” – Gandalf, Lord of the Rings: The Fellowship of the Ring

173. “Great men are not born great, they grow great.” – Vito Corleone, The Godfather

174. “Some people can’t believe in themselves until someone else believes in them first.” – Sean Maguire, Good Will Hunting

175. “Why do we fall sir? So that we can learn to pick ourselves up.” – Alfred, Batman Begins

176. “Life moves pretty fast. If you don’t stop and look around once in a while, you could miss it.” – Ferris, Ferris Bueller’s Day Off

177. “After a while, you learn to ignore the names people call you and just trust who you are.” – Shrek, Shrek The Third

178. “Our lives are defined by opportunities, even the ones we miss.” – Benjamin Button, The Curious Case of Benjamin Button

179. “What we do in life echoes in eternity.” – Maximus, from Gladiator

180. “Sometimes it is the people who no one imagines anything of who do the things that no one can imagine.” – Alan Turing, The Imitation Game

181. “Every man dies, but not every man really lives.” – William Wallace, Braveheart

182. “Someone I once knew wrote that we walk away from our dreams afraid that we may fail or worse yet, afraid we may succeed.” – Forrester, Finding Forrester

183. “It is not our abilities that show what we truly are. It is our choices.” – Dumbledore, Harry Potter and the Chamber of Secrets

184. “There should be no boundaries to human endeavor. We are all different. However bad life may seem, there is always something you can do, and succeed at. While there’s life, there is hope.” – Stephen Hawking, The Theory of Everything

185. “The accident is your training. Life is a choice. You can choose to be a victim or anything else you’d like to be.” – Socrates, from Peaceful Warrior

186. “In this lifetime, you don’t have to prove nothing to nobody, except yourself. And after what you’ve gone through, if you haven’t done that by now, it ain’t gonna never happen.” – Fortune, Rudy

187. It’s supposed to be hard. If it wasn’t hard, everyone would do it. The hard is what makes it great. – Jimmy Dugan, A League of Their Own

188. “Oh yes, the past can hurt. But you can either run from it, or learn from it.” – Rafiki, The Lion King

189. “No matter what anybody tells you, words and ideas can change the world.” – John Keating, Dead Poets Society

190. “You mustn’t be afraid to dream a little bigger, darling.” – Eames, Inception

191. “Find a truly original idea. It is the only way I will ever distinguish myself. It is the only way I will ever matter.” – John Nash, A Beautiful Mind

Motivational Quotes About Work

No matter what day of the week it is, this list of motivational quotes about work will help you get through the day.

192. “If you are working on something that you really care about, you don’t have to be pushed. The vision pulls you.” — Steve Jobs, co-founder, Chairman and CEO of Apple Inc.

193. “Don’t say you don’t have enough time. You have exactly the same number of hours per day that were given to Helen Keller, Pasteur, Michelangelo, Mother Teresa, Leonardo Da Vinci, Thomas Jefferson, and Albert Einstein.” —H. Jackson Brown Jr., American author

194. “The more I want to get something done the less I call it work.” — Richard Bach, American writer

195. “Don’t count the days, make the days count.” — Muhammad Ali, American professional boxer

196. “A year from now you may wish you had started today.” — Karen Lamb, author

197. “Someday is not a day of the week.” — Janet Dailey, author

198. “What we fear of doing most is usually what we most need to do.” — Ralph Waldo Emerson, essayist, philosopher, and poet

199.  “Make each day your masterpiece.” —  John Wooden, American basketball player

200. “Pleasure in the job puts perfection in the work.” — Aristotle, father of Western philosophy

Okay, that’s a lot of business quotes!

If you haven’t already, make sure to bookmark this page of business quotes now and return to it, to create better habits, every time you need a hit of inspiration or motivation.

One other thing:

Did you notice some of the recurring themes throughout these business quotes?

Things like:

So, which of these business quotes stood out most to you? Comment below!

Financial Psychology Quiz: Are You A Millionaire In The Making?

Are you a millionaire in the making?

Money may not be the most important thing in the world, but it can ensure you survive in one of the world’s most expensive cities, help you to enjoy the finer things in life and even bring that occasional ‘bout of happiness! The catch? As Dave Ramsey famously puts it, “You must gain control over your money or the lack of it will forever control you.” Understanding your behaviors around money can help you to better manage your funds, and we are here to help! Take our simple financial psychology quiz and discover your secret financial persona through deciphering common, daily situations!

The musical/concert that you have been anticipating is finally in Singapore! Which category would you buy?

A. Category A, VIP seats on opening night
B. The mid-range category
C. It doesn’t matter, as long as it’s free or sponsored!
D. Let me check which credit card has the best rebates deal first!

You find an unexpected S$50, what will you do with it?

A. Indulge in small treats! That’s 5 cups of free latte and a happy hour session!
B. Drop it into the piggy bank for a rainy day
C. Let’s take a change at Singapore Pools!
D. Spend it on a workshop that you have been eyeing

You are waiting for your friend outside of the MRT station when a financial advisor approach you. What would you do?

A. Half-listen and breathe a sigh of relief when your friend arrives
B. Tell the financial advisor that you are not interested and scurried away
C. Ask questions to fully understand the benefits offered
D. Listen politely and ask where you can find out more info on your own

You are looking at the movie listing for your Friday’s date. What catches your eye?

A. The movie doesn’t really matter, as long as it is at Gold Class
B. Free movie screening at the National Gallery looks good!
C. The latest blockbuster movie
D. Nothing looks as good as Netflix

You just received a windfall of S$1 million, what will you do with it?

A. OMG! Should I go on that luxurious Europe trip, get the Birkin bag or quit my job?
B. Save at least half of it, and share the remaining equally with my family
C. Invest as much as possible, and transform the S$1 million to many millions
D. Consult a professional financial adviser to make the best of this fund

It’s lunchtime and you realized you forgot to bring your wallet. What would you do?

A. Borrow money from your colleagues/friends and promptly forgot about it
B. You’d rather skip lunch
C. Ask for a treat and promise the next lunch’s on you
D. Found some spare change in the drawer!

What do you do with your monthly income?

A. Shopping, dining and enjoy life!
B. Save the bulk of it in the bank where it’s safest
C. Invest as much as possible to get the maximum returns
D. Manage it with a budget and look out for good investment opportunities

Which of the following best describes your spring cleaning attitude?

A. What spring cleaning? Simply throw up the old when you buy something new.
B. The tablecloth is old but it can still be used!
C. A renovation may be required!
D. What must be done, must be done

Scoring Your Financial Psychology Quiz Results


Mostly A’s: Happy Spender


Source: GIPHY

If you have answered mostly As, you’re likely to enjoy living life in the moment and would spend happily on goods and services without much considerations. Your loved ones and friends are likely to benefit as you get satisfaction spending money on gifts for others too. On the flip side, this means that you may be spending most of what you earn, or even racking up huge credit card bills! At the back of your mind, there’s a nagging voice going “you should save more”, but saving money is such a chore!

Mostly B’s: Classic Saver


Source: GIPHY

If you have answered mostly Bs, you are the classic saver, who may sometimes be accused of being a hoarder, but your strong will power to withstand temptations to spend will ensure you to maintain a stable lifestyle. You do not dislike routine, as the Happy Spender does, and are often deemed reliable in the eyes of your loved ones. While saving is a good virtue, you need to learn how to save smart instead of save hard! A little research and further reflection can go a long way to put your funds to better use.

Mostly C’s: Committed Financier


Source: GIPHY

Do you obsess over credit card points, or use comparison sites and download apps that track your budget or remind you when to remortgage? If you have answered mostly Cs, you are a Committed Financier who knows the value of maximising your money. You are likely to welcome changes and try new ideas, while keeping on top of money matters. Friends will hear the latest good deals from you, if only they think to ask.

Mostly D’s: Keen Investor


Source: GIPHY

If you have answered mostly Ds, you appeared to be a level-headed individual who plans ahead. You understand that money may not be the most important thing in the world, but it is a necessary tool in all stages of life, and more is better than less. Instead of going to the extremes like the Happy Spender or Committed Financier, you tend to be content with what you have. You’re likely to be observant and have an eye for details.

Answers Mostly As Mostly Bs Mostly Cs Mostly Ds
Financial persona Happy Spender Classic Saver Committed Financier Keen Investor
Savings determination || |||| ||| ||||
Investment appetite | || |||| |||
Risk appetite ||| | |||| |||

Canada Property – Realtor Mississauga

Canada Property

Purchasing a home, whether the very first time or third time, could be a test of nerves and talent. Therefore it always helps you to have information before you make that foray into this especially crazy real estate market. The great factor concerning the Toronto real estate market is it has continued to be relatively stable, but still offers lower home values minimizing rates of interest on loans. For more information on realtor mississauga, visit our website today!

Making House Payments

Many mortgages offer a choice of meeting under your control on the weekly or bi-weekly basis. This can be the desirable way for a few reasons. You will save money and may permit you to repay your mortgage completely, 4 years sooner. Second is it enables you to definitely budget better by looking into making payments in the same manner that the pay adopts your bank.

Make Extra Payments

By having to pay extra, you’ll save charges around the loan, departing more income in your wallet. Search for something known as a “privilege payment.” A privilege payment of 20% would, for example, permit you to pay $20,000 in a single year on the 100,000-dollar mortgage. Make certain the privilege payment is flexible. Quite simply it will help you to repay smaller sized amounts around the mortgage as frequently as you would like. You’ll be surprised about how rapidly you have to pay off an entire mortgage by having to pay an additional $1000 a period or more.

Cutting Lower on CMHC Charges

Should you get yourself a mortgage in excess of 75% of the purchase cost of your house, that mortgage should be insured through the Canada Mortgage and Housing or GE Mortgage Insurance. The premium billed decreases as the quantity of your lower pay increases. Should you finance at 95% then your premium cost yet another 2.75% around the mortgage. Putting lower 25% like a lower payment eliminates the charges altogether.

Bigger Lower Payment the greater

More to the point, the larger the lower payment the low the quantity of interest that you may have to pay for within the existence from the loan. However, only pay what you could afford. Don’t hurt yourself by forcing a bigger lower payment than you are able to really manage to give at that time. Doing that could pressure you into more debt ultimately if you are not careful.

Temporary or Lengthy Term, What’s best

Typically with loans, the shorter the word or guarantee from the rate, the low the speed is going to be. This isn’t always the situation, the rule isn’t created in stone. However, history has proven that generally, this guideline applies. Even though variable rates have the possibility to reduce interest and uptick can occasionally drive mortgagees to distraction and into debt. When thinking about a flexible rate loan it’s of vital importance to check out risk tolerance and funds flow prior to signing the contract. While in doubt, speak with a specialist to learn more. Want to know more about missauga realtor? Visit our website for more information.

SGX Hacks for Malaysian Investors

Hi, I’m Ian.

I’m a Malaysian who invest in stocks listed on the SGX where I’m receiving a steady flow of dividend income on a quarterly basis. Perhaps, you may ask:

‘Ian, are you a Singapore P.R.?’ Nope.

‘Ian, are you based in Singapore?’ Nope.

‘Ian, have you worked in Singapore before?’ Nope.

‘Ian, do you have a bank account in Singapore?’ Nope.

‘Ian, how do you invest in Singapore?’ I’ll answer it now.

In this article, I’ll share what I know and do so that you can start investing in SGX-listed stocks as a Malaysian investor based in Malaysia itself. Therefore, here are the 7 hacks that you need to know before investing in the SGX.

#1: An Overview of the SGX

As I write, the SGX offers a boutique of 700+ stocks to investors. The biggest 30 stocks are included as constituents of the Straits Times Index (STI). For a start, they include huge corporations which might have just ring a bell to you such as UOB, OCBC, SIA, Genting Singapore, and CapitaLand. Besides, SGX has a well-developed REIT market where investors can invest in a globalized portfolio of Billion-Dollar commercial real estate. Currently, the STI and the S-REIT markets are the main focuses for most investors who are investing in the SGX.

#2: CDS account vs. Trust account

Here, I’ll write from my perspective as a customer of Maybank Investment Bank (IB). I’m using Maybank IB for my investments in stocks listed on both Bursa Malaysia and the SGX.

Bursa

For Bursa-listed stocks, the buying process is straightforward. First, I deposit an amount into my stock account. Second, I place my order for the intended stock. Third, the money in my stock account would be debited and my stock with the amount of shares would be credited into my CDS account which is under my own name.

SGX

For SGX-listed stocks, the buying process is different. For my first purchase, I deposit an amount into a Global Trust Account. The amount deposited was a little more than the intended amount I wish to invest. Then, I place my order for the intended stock online. After the order, I would have to call my broker (Maybank IB’s staff) to inform him about my investment. From which, I wait for 1-2 working days for the contract note that states the exact amount of my investment in Ringgit. My money in the Global Trust Account would then be debited and my stock would be credited into my Trust (Custodian) Account where Maybank IB keeps my stock and collects dividends on behalf of me.

#3: Transaction Fees

For MayBank IB, the minimum brokerage fee is set to be S$ 30 a transaction. Inclusive of a few miscellaneous charges such as GST and stamp duty, every transaction, buy or sell, should cost a minimum of S$ 32. Here, I’ll calculate the ideal minimum amount of capital needed to make your venture into the SGX worthwhile. For instance, if you intend to limit the transaction costs at 1% of your capital, then, the minimum amount you need to invest is S$ 3,200 or RM 9,600 per investment.

The amount needed will obviously be lower if you choose to limit the cost at 2% of your capital. Ideally, it is best to keep it low and thus, I reckon that you should not invest if the transaction cost is above 2% of your capital.

#4: Invest or Trade

I think it’s expensive to trade SGX-listed stocks as every transaction, buy and sell, costs a minimum of S$ 32 as compared to RM 12 for Bursa-listed stocks if you use Maybank IB. Hence, it is more ideal for investors as stocks listed in the SGX, to me, are to be kept over the long-term. If you are a new investor, I reckon you to aim for dividend income so that you can quickly earn back the transaction costs after 3 – 6 months of holding onto your SGX-listed stock.

#5: How to Open my Stock Account?

If you choose Maybank IB (This is not a Sponsored Post), you can apply for both CDS account and Global Trade Account simultaneously. You just need to bring your NRIC, salary slip, and bank statements and walk-in directly to the nearest Maybank IB branch. I’ll provide the links below:

What to Bring:

Maybank IB Trading Account Application Details

Where to Go:

Where’s the Near Maybank IB branch from You?

#6: But, I want to Invest in the US Stock Market

The facilities provided by Maybank IB is not limited to the SGX. In fact, you can choose to invest in other markets such as NYSE, NASDAQ, and HKEx if you prefer to do so.

#7: Learn to Invest in the SGX

There are many tools and resources available to speed up your learning curve and to familiarize yourself with the Singapore market. Here, I’ll conclude my sharing by listing down some websites and blogs that I personally follow and read on a regular basis:

No.1 – The Fifth Person

The Fifth Person is Singapore’s leading site that focuses on value investing. It is founded by Rusmin Ang, Victor Ch’ng, Adam Wong and Kenji. It contains a lot of quality and very detailed reads on stocks listed in both Singapore and Malaysia (although I’m among the main contributors of Malaysian stocks).

No.2 – Value Invest Asia

Value Invest Asia is spearheaded by Stanley Lim, a CFA, a Johorian who has extensive working experiences in Singapore. It is also a site focusing on value investing and is building up fast-read materials, webinars and even a physical book ‘Value Investing in Asia’ for stock investors who intend to invest across Asia. (I’m also a regular contributor of the Malaysian articles of this site).

No.3 – Dr. Wealth

Formerly known as the BigFatPurse, Dr. Wealth started off as an investment blog and has evolved into a comprehensive financial education firm that has contents and courses on stock investing, REIT investing, angel investing, and even cryptocurrencies.

Ian Tai

Ian Tai is the founder of Bursaking.com.my, a platform that empowers retail investors to build wealth through ownership of fundamentally solid stocks. It is an essential tool that sifts out stocks that grow profits consistently from a database of over 900+ stocks listed mainly in Malaysia.

Best cryptocurrency ICO investment for 2018 Washington Exchange

Washington Exchange (WASH) a decentralize trading platform, which knows the problem in crypto it’s unstable and underdeveloped 2018 has been very exciting with these massive price gains but there is a tons of technical development that needs to be completed before crypto become mainstream. One of our goals at Washington Exchange is to make the general population more informed about cryptocurrencies and their advantages and safety. Best cryptocurrency ICO investment for 2018 Washington Exchange.

There are various decentralized exchanges in the market that are being used, Washington Exchange Decentralization offers multiple benefits, making it the best ICO of 2018:

-Identity theft. In the centralized trading platform, we give out our identity, credit card information, bank information and more to everyone we do business with. Through the power of cryptography this is no longer necessary.

-Banking Cartels. Large organizations have no need to keep things private. The power of this technology allows everything to be out in the open without compromising any aspect of security. In the traditional centralized systems, security is used as an argument to keep all of their information and your information locked away

-Unbanked. There is no reason any longer to keep the poor and unbanked from participating in the global economy. Capitalist-minded financial services no longer play an overpowering part in their exclusion and freedoms.

Open and transparent. All transactions occurring on the network and all code used within the network are open source. This allows anybody to inspect, copy and improve upon it.

-Incorruptibly secure. The traditional financial systems are centralized, this can be infiltrated by hackers or robbers attempting to tamper with your funds. It also has the potential to become corrupted or coerced. With a decentralized system everyone keeps full control of their funds.

-24/7 System. A decentralized exchange is a global service without any borders, available to any member of the free internet. Servers operate on every corner of the globe at all times of the day. This also allows for minimal transactions costs.

Washington Coins (WASH) are very low in supply, and this will never change. They are 1000 times as scarce in comparison to other exchanges. As demand inevitably rises through the trading of our coins, the number of coins will remain the same and never be increased, there are 9,000,000 available, as oppose to the billions available in other forms. Washington Exchange is a unique exchange with no single institution, person or server, and as such it has no single point of failure. With our decentralized exchange there is no need to trust any single authority. We fully understand that exchange is a venture with its own risks. With this in mind we have fully invested in expertise and advisors who will continuously help in assessing the possible risks, as well as creating ways to address them. In our current climate of digitalization, online security is of our key concern. Best cryptocurrency ICO investment for 2018 Washington Exchange. Our systems at WASH are highly secured and always guaranteed no possibilities of hacking. Washington Exchange and Coins are undoubtedly the number one profitable alternative exchange and coin available on the market. Best cryptocurrency ICO investment for 2018 Washington Exchange.

Coin Details
Name: Washington Exchange
Symbol: WASH
Token Contract Address: 0x5b8c5c4835b2b5daef18079389fdaefe9f7a6063
Pre-sale starts in: April 20th and End in April 25th
Normal Sale Start: April 25th and End in May 25th

Official Link
Official Website – http://washingtonexchange.io
Official Telegram – https://t.me/washingtonexchangeofficial
Official Twitter – https://twitter.com/washingtonexoff
Official Facebook – https://www.facebook.com/washingtonexchangedex
Official Bitcointalk – https://bitcointalk.org/index.php?topic=3196451.0