Personal Finance Landscape September 27, 2018 bizadmin Courtesy of: Wealth 101 The Personal Finance Landscape Navigating the personal finance landscape requires skills or knowledge in the following foundational areas: Psychology Philosophy Analytical skills Communication Research History Negotiation Forming Habits Using this knowledge, you can approach the vast personal finance landscape – the key questions you must be able to answer to get the most out of your money: Saving How can saving money be as frictionless as possible? Spending What is the difference between spending needs and wants? Credit How can credit be used wisely and carefully to help achieve personal goals? Financial Concepts How can important concepts like compound interest be used to make real-world financial decisions? Career How can I make a living that gives the income to be healthy financially? Protection How can I best prepare for the worst-case financial scenario?
Paayi – Your Career and Business Help September 20, 2018 bizadmin Business and career are necessary and play a major part in our lives. We have bills to pay, groceries to buy, and food to put on the table for ourselves and our family. Therefore, formatting a great resume to secure a job is pertinent. After all, there are many other applicants who want that limited job with dozens if not hundreds of applications just for 1 or 2 vacancies. Therefore, you need to have your resume stand out above the rest and be the person that your employer loves to work with. Be the best in everything you do and excel at it if possible to stay relevant in the company to get confirmed and salary increment. For career improvement, you might like to check out the link given here as there are many articles of golden nuggets and words of wisdom pertaining to career, jobs and business. One cannot take his job for granted and not turns up for work and come as and when your mood desires. Missing in action is a no go and a call for retrenchment or being sacked. Most bosses won’t tolerate this type of nonsense but in some cases, some bosses are more understanding and in great need of people and manpower. This is especially so in the construction industry. As for white collar jobs in the office, executives will definitely be blackmarked if he is MIA (missing in action) and regularly takes MCs (medical certificates) due to illness or just to avoid a nasty boss or supervisor. For those doing business, either full time or part-time, you can check out articles to help your career and business in every way by clicking on the recent link. Whatever you do, do you best as unto the Lord Jesus. You will be rewarded in due time and the company will prosper under your employment and you need to take the initiative if the culture allows it so that the company can grow and strengthen. This will be rewarding in due time and you will get your bonuses as well to spur you on to continue working harder and not play politics or “tai chi” to avoid nasty situations and put the blame on someone else. So, there you have it, working hard and working smart is the way to go and thrive in a competitive environment.
20 Positive Money Affirmations to Attract Financial Peace September 16, 2018 bizadmin 20 Positive Money Affirmations to Attract Financial Peace 1. You attract it easily. 2. Money is not a worry! 3. Money comes quickly and easily to you. 4. Money finds its way to you. 5. Believe. 6. Let it fill it up! 7. Money is there. 8. I set the limits. 9. Money is there for you. 10. You await it. 11. It just arrives when needed! 12. Keep working. 13. You can do it. 14. You make gold. 15. You are capable. 16. You shall eat good from the fruit of your mouth. 17. You live in the land of milk and money. 18. Money surrounds you. 19. Money is no longer a problem to earn by working so hard. 20. More money comes in than it goes out.
Chicwe – The Premier Yet Affordable Plus Size Women’s Clothing September 13, 2018 bizadmin I confirm that this is a sponsored post that adheres to FEDERAL TRADE COMMISSION 16 CFR Part 255 of the USA. You might like to know that Chicwe is sophisticated Plus Size Styles designed for sizes 14+ for Women. They have a large selection of awesome and carefully curated clothes for plus size women from 14+ onwards. As a reader of this blog, you are lucky to use my tracking link >> https://dealspotr.com/getcode/I4GRt and referral code PHILIN and save 20% at Chicwe!. Personally as a blogger, I received and purchased a nice teal scallop lace long gown for myself to attend functions and such and it simply looked amazing. I don’t regret my purchase and was thankful to Alex Yu, the owner of Chicwe for the product at affordable price. To locate the most updated products from Chicwe the clothes merchant, simply go to https://dealspotr.com/promo-codes/chicwe.com. Above is an awesome red hibiscus with green leaves in black background for plus size clothing. Remember, for plus size women, it is better to choose big patterns instead of small patterns to match your body style and size, so that one does not look too plus size. Also try to choose dark colours to look slimmer as compared to bright ones or white. This is just my personal opinion gleaned from studying home science in secondary school while machine sewn a housecoat. To order with a 20% discount, use my referral code PHILIN and click on the tracking link https://dealspotr.com/getcode/I4GRt and you will be spoilt for choice with their wide repertoire of plus size women’s clothing ranging from breathtaking blouses to full gowns that I chose and fully sponsored and more! There are also lace black dress for a sexy night out with your spouse. The list is endless as I have summarized here in the picture below where you can get an overall view of the styles and colors offered by Chicwe, the Premier Yet Affordable Plus Size Women’s Clothing. Chicwe also offers sleeveless blouse that is suitable for summer or for that casual look in daily wear. Ranging from casual to more sophisticated plus size clothing, Chicwe is your one-stop merchant and website for all clothings for plus size women. Purchasing online is also easy peasy. Simply choose your favorite clothes and pay by credit card using their safe and secure payment gateway. Your details will Not be shared online but merely to send over the ordered products to you by courier. Now, I have bookmarked this site for future purchase for myself as I am in my forties already and wear plus size clothings. To be smart and save 20% off with discount, I will use my own affiliate link here as listed above. Now who doesn’t like to save a penny or two when purchasing something online? This is a whopping 20% Off the total price! Just use my referral code PHILIN and click on the link here >> https://dealspotr.com/getcode/I4GRt or copy and paste it to your browser at the top. I am also a sucker for all things on SALE or those that use discount codes, discount coupons, and such. Since young, I have been taught that a penny saved is a penny earned. So using my hard-earned savings, I will definitely check this site out to save more in the near future. Chicwe is a fashion retail merchant offering bold and comfortable clothing from casual to formal. They have tops, bottoms, accessories like belts and scarfs and more. There are also jackets and blazers for the formal office attire for prosperous looking plus size women or executive. This is suitable for the corporate wear to look smarter and gain respect. As for dresses, Chicwe offers cashmere touch dresses, elegant lace dresses, ubiquitous black dresses, wrap dresses, maxi dresses and more. If you visit the Chicwe website, it is a well developed e-commerce site selling plus size women’s clothing. Bottoms include leggings, pants and capris (for the uninitiated, capris mean close-fitting tapered trousers for women), jeans and jumpsuits. Don’t you love the sexy red crimson lace blouse in the above picture? It is suitable for bold people who love bold colors. Even our blood is red and lipsticks are usually red – most women’s favorite color, especially for the mature ones. By the way, some people may prefer pastel colors which make you look insipid but blend with the crowd like brown, beige, white, grey, lilac and so on. Finally, as a reminder, just use my referral code, PHILIN for the site >> https://dealspotr.com/getcode/I4GRt and enjoy 20% off all your purchases. This is the benefit of being a constant visitor to this blog of mine that is regularly updated with new products or information that may be of use to you. Also, as a request by Alex Yu, the owner of Chicwe, here is the link to his official website at Chicwe.com. Do click on the mentioned link to find out more and bookmark it for future purchase for yourself, a friend or relative.
Forty Ways to Stay Creative August 29, 2018 bizadmin The infographic above speaks volumes about staying creative. One of them is to create an inspiration board. Also, get outdoors more often for a change of environment. Socialise and keep up with friends. Not just any friends who keep borrowing cash or always in debt or use you. But friends that motivate you to do even better and like-minded. Those that nurture and not cheat on you. Those that teach unconditionally and not mess up or confuse you. So, be careful who you choose to be in your circle of friends. Moreover, learn new skill daily or read books. You would be lucky to have a mentor who is willing to spend time with you. If not, buy books and learn through self-discovery. Collaborate with others who have an honest heart and with good intentions. Not the other way around. More importantly, meditate and pray; for the prayer of a righteous man availeth much. God can send you the right person at the right time to be there for you and kick out the useless ones. This is the privilege as a child of the Christian God. Declutter your workspace and write stuff down to keep notes. Listen to music and watch films. Go to the theatre, museum, take naps and listen to motivational speeches. Have sex and stop comparing yourself to others. Question things and turn off distractions like the tv, etc. Finally, let go of fear and be curious. Hence, this sums up almost everything here in the infographic that is carefully curated from the internet.
The Greatest Speech Ever by Oprah Winfrey June 28, 2018 bizadmin Just watch this YouTube video by the first black self-made woman billionaire, Oprah Winfrey. It is rather lengthy, but worth the nuggets of wisdom imparted. Most of us feel demoralized by the daily grind of chores of family life and also career-wise. Sometimes we are so bogged down by toxic people that we should avoid at all costs. They could be in our circle of friends, relative and family. They don’t want to see us succeed and say or do things that hurt us to boost up their inflated egos. That is probably why the famous food critic, Anthony Bourdain and well-known designer, Kate Spade, committed suicide within 3 days apart. These two people are successful, established household names, yet they took their own lives. The Bible states that “Man shall not live by bread alone, but by every word that proceeds from the mouth of God.” – Luke 4:4. Luke was a doctor or only physician mentioned in the scripture. You can just Google this up for the various versions on different bibles. Anyway, I am a little busy with work and some issues cropped for the company. So, I have to do my part and contribute in whatever way I can. A little about Oprah from Wiki here: Oprah Winfrey (born Orpah Gail Winfrey; January 29, 1954) is an American media proprietor, talk show host, actress, producer, and philanthropist. She is best known for her talk show The Oprah Winfrey Show, which was the highest-rated television program of its kind in history and was nationally syndicated from 1986 to 2011 in Chicago, Illinois. Dubbed the “Queen of All Media”, she was the richest African American of the 20th century and North America’s first multi-billionaire black person, and has been ranked the greatest black philanthropist in American history. Several assessments rank her as the most influential woman in the world.
6 Things Successful People Do before Bed June 17, 2018 bizadmin This infographic from Pinterest highlights the 6 things successful people do before bed. First of all, a good night’s sleep equals a productive following day. There are certain bedtime habits you can adopt to help you on the road to success. To inspire you, let’s look at successful people’s bedtimes and before bed habits. First of all, Bill Gates sleeps 7 hours a day, Richard Branson sleeps 5 hours, Ellen deGeneres 8 hours and our favourite President Donald Trump, a mere 3 hours (Disclaimer: we do not recommend you try this at home). 1) For Bill Gates, the first thing before bed is he reads a book for 6 minutes, which reduces stress by 68%. 2) Billionaire Oprah Winfrey meditates twice a day, one before bed and the other during the day. She even released her own meditation app. Just go to Apple iTunes to download it. (I’m not sure if this is a free app or otherwise). 3) Arianna Huffington, of the famous Huffington posts, is an advocate for a pre-bedtime bath, filled with Epsom salt and lavendar oil to destress. Accordingly, these are the best sleep inducing bath ingredients. 4) Gwyneth Paltrow recommends a head or foot massage by recruiting your partner or get a trusty massage pillow that is battery operated. 5) Mariah Carrey has several humidifiers in her room. According to her, if you or your partner snores, a humidifier may help it as it clears your sinuses. 6) Eminem, supposedly goes as far as wrapping up tin foil around his windows to keep the light at bay! Exposure to light supposedly stimulates a nerve pathway from the retina in the eye to an area in the brain called the Hypothalamus. This consequently wakes us up. So, there you have it! The 6 methods successful people like celebrities and billionaires’ sleeping habits and sleep hours.
Gone Back to Writing June 2, 2018 bizadmin I have gone back to writing articles for students doing their assignments and also for a travel website. This is done on a part-time basis. By the way, my cute Pomeranian puppy can chase after baby cockroaches and use her nose to squash the roaches to death. She had seen me killing roaches running around using my bare hands. I have tried using tissue papers before but it just does not work. They will manage to escape and scurry away. I just slap them on the wall or floor with my palm for a higher chance of hitting the target, and then wash my hands with anti-bacterial liquid soap. My favourite laptop is now under repair as the hard disk almost crash with daily error messages and bad sectors when booting up. So I conveniently sent it to the technician downstairs to change to a new 1 Terabyte hard disk for $220 with backup another $80. He happens to own a computer peripherals factory in Butterworth. There are many businesses downstairs with several restaurants of various styles of food from hawker food to fusion, western, nonya and Chinese. A new Mamak cafe will open soon as well.