Finance | Biz Info - Part 2

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20 Positive Money Affirmations to Attract Financial Peace

20 Positive Money Affirmations to Attract Financial Peace

20 Positive Money Affirmations to Attract Financial Peace

1. You attract it easily.
2. Money is not a worry!
3. Money comes quickly and easily to you.
4. Money finds its way to you.
5. Believe.
6. Let it fill it up!
7. Money is there.
8. I set the limits.
9. Money is there for you.
10. You await it.
11. It just arrives when needed!
12. Keep working.
13. You can do it.
14. You make gold.
15. You are capable.
16. You shall eat good from the fruit of your mouth.
17. You live in the land of milk and money.
18. Money surrounds you.
19. Money is no longer a problem to earn by working so hard.
20. More money comes in than it goes out.

4 Women who made a Difference in Block Chain

Women who made a difference in Block Chain

Big technology companies have routinely failed to hire women for new projects or promote them to management and board positions. But with blockchain, women have led the way on some of the most important projects, both at tech companies and start-ups. None of this was a given.

Blockchain first came into prominence because it’s the software behind bitcoin, whose early proponents were overwhelmingly male. In January, a party at the North American Bitcoin Conference in Miami was held in a strip club and featured scantily clad women. Less than 5% of the speakers at the conference were women.

With blockchain, women have been leaders on several important projects, and companies developing business blockchain products have promoted women.“Diversity is a challenge across all tech subcultures,” said Amber Baldet, who ran JPMorgan Chase’sblockchain programs before leaving to start her own company.

“People have tried to call out crypto as being better or worse. What’s different about it is that from a pretty nascent stage there’s been a very open discussion across the community about how to foster inclusion, of all sorts of populations. Because we’re having that conversation earlier, we’re seeing results earlier. Hopefully, we’ll do better this time around.”


Blockchain Is Starting to Show Real Promise Amid the Hype
4 Projects That Could Disrupt Industries and Nonprofits

At IBM, women run the show, from the general manager of blockchain Marie Wieck to her boss Bridget van Kralingen, to CEO Ginni Rometty. “We have the blockchain sisters at IBM,” says spokeswoman Holli Haswell. Here are four women who are leaders in blockchain: Blythe Masters, CEO, Digital Asset HoldingsMasters rose to managing director at JPMorgan Chase at age 28.

She built the bank’s commodities business into the largest on Wall Street and is credited with helping create derivative products like the credit default swap. When Masters left in 2014, she did not have concrete plans of what she would do next.

Blockchain stood out as a huge opportunity once she realized it could be “incredibly constructive, not just disruptive,” to financial services. “Coming from almost 30 years in that space, I knew in considerable detail the nature of the waste, the inefficiency, the delays.” Digital Asset has raised more than $110 million from investors including Goldman Sachs and JPMorgan. It is partnering with Alphabet (ticker: GOOGL) to offer blockchain tools to developers and won a contract to remake the Australian Securities Exchange’sequities clearing and settlement system.

Masters also heads the governing board of Hyperledger, a nonprofit that has brought together developers building some of the most widely used blockchain platforms for business.

Marie Wieck, general manager for blockchain, IBMFor a company that has recently found itself behind the times in technology, IBM is betting big on the blockchain. Wieck, who has been at the company for more than 25 years, is guiding the company’s efforts to partner with the biggest names in the business, from Walmart to shipping giant Maersk.

Wieck, who went to an all-girls school and says she was encouraged as a child to pursue math and science, is worried about the paltry number of women now going into tech professions—fewer even than when she was growing up 25 years ago. Among her solutions is “to create a community of champions of both women and men who proudly support women in the STEM.

”Amber Baldet, co-founder, ClovyrBaldet has always worked in the financial industry but is just as comfortable in the world of computer programmers. As the leader of blockchain products at JPMorgan, she guided the development of the company’s Quorum software, a contender in the race to speed up finance’s antiquated databases and slow settlement times.

The product is built on Ethereum, a public blockchain better known for its cryptocurrency network, but Quorum is removed from the crypto world and allows banks to shield sensitive information. Baldet left and started her own company called Clover earlier this year to develop software that helps start-ups and more-established businesses more effectively use blockchain technology. She’s uniquely positioned to bridge the gaps that now exist.

“I’ve had the opportunity to talk to people who see things very differently,” she says. “Being able to transition back and forth, I can help people understand each other and build stronger products together.

”Linda Pawczuk, U.S. blockchain leader,
Deloitte Consulting Pawczuk has quickly climbed the ladder at Deloitte, where she was recently appointed to lead the company’s blockchain practice in the U.S., just a few months after being elevated to lead the finance blockchain group.

Before that, she led the company’s blockchain efforts in insurance for three years. In the early years, blockchain was too obsessed with “the engine-room stuff,” she said. To make blockchain work, businesses have to do something that doesn’t always come naturally: “They need to work cooperatively with their competition.” Lately, she sees that happening more and more.

“That’s a good signal.”

10 Minute Bitcoin – BlockChain Technnology

Bitcoin Cryptocurrency Money to Paypal Transactions

It is predicted that cryptocurrency using the blockchain technology for mining is the future currency. Just like the controversy surrounding AirBnB, Facebook, Google, and Uber initially, more and more people are jumping on the bandwagon to get a slice of the pie by purchasing some bitcoins like Just click on the link to find out more information.

Based in Switzerland, 10 Minute Bitcoin allows Paypal to Bitcoin and Bitcoin to Paypal transactions. It is the fastest way to buy and sell Bitcoin for PayPal currency. However, when you buy Bitcoin, they charge approximately 5%, above the cost of the PayPal fees. They do not charge any fees to sell bitcoin and receive PayPal.

Currently, while checking the website, 1 Bitcoin is USD 6,271.22. Well, I guess, only those with deep pockets and well-heeled will be able to afford to buy 1 bitcoin.

TBF – Online Payment System

There is another new online payment system that you might want to consider should you be working in Options, Forex, Bets, Lotteries and Freelancer services. The online payment system is now easy, fast, and robust. TBF Finance will select, create and implement the most beneficial payment processing conditions for both high-risk and also low-risk merchants. Just check out by clicking on the link to find out more information. Furthermore, e-Commerce sites like Shopify, WooCommerce, OpenCart can integrate this online payment system into their platforms.

Now the craze and in-thing is e-Commerce where many entrepreneurs are jumping on the bandwagon to get a piece of the cake by selling unique stuff online. Other than Paypal which charges a lot, you can use other payment gateways like and check out their competitive pricing. If you are a mom or dad who works at home, then e-commerce might be the solution to earn an income online, right in the comfort of home. But the caveat is that e-commerce is not for everyone. You have to dedicate 100% time and effort to make it a success even though your e-commerce site may be new and no one knows about it. This is where advertisements using Facebook, Instagram, and others come in handy.

Get Roseborough Insurance

I have always been an advocate for buying insurance policies. That’s because you can never predict the future. At the moment, things may seem rosy and you are in the pink of health. But there may come a time where you will need to use adult pampas, get one of the 36 critical illnesses, meet with an accident in the workplace or on the roads, and such. To safeguard your finances, do check out by clicking on the link to find out more. This site also offers business insurance that is specifically targeted for your industry such as construction where you may need contractors’ all risks policy or abbreviated as CAR, property damage and more.

I pleased to say that I am a recipient of a lump sum payout for an accident from my insurance agent. This helps to offset the huge expenses that I had to fork out and save me money in the long run. So it is best to buy insurance soon while you are young, healthy and the business is doing well. Insurance policies help to protect your finances from being depleted too fast.

Where do all the Millionaires come from?

Where do all the millionaires come from

Nowadays more than ever, students are thinking about how much they will get from their college degrees, online or traditional before they enroll? And while it’s not a perfect measure of the value a college can provide to its students, the number of millionaires (that is, individuals who have a net worth of $1 million or more, minus real estate) a college mint is always interesting.

A 2013 study by Spear’s Magazine, in which they surveyed 70,000 of the world’s millionaires, found that college degrees were definitely a common trait as well where and what they studied.

online degrees

Infographic Transcript
99% of millionaires have degrees
Top 10 Majors for Millionaires
1. Engineering
2. MBA
3. Economics
4. Law
5. Business Administration
6. Commerce
7. Accounting
8. Computer Science
9. Finance
10. Politics

Top 10 Colleges for Millionaires
1. Harvard University
2. Stanford University
3. University of California
4. Columbia University
5. University of Oxford
6. MIT
7. New York University
8. University of Cambridge
9. University of Pennsylvania
10. Cornell University

43% of millionaires are products of U.S. universities
8% of millionaires are products of U.K. universities
5% of millionaires are products of Canadian universities


40 Popular Influencer Marketing Platforms: Sorted by Cost

40 Influencer Marketing

These days, people are Googling the term “influencer marketing” about 6x more than they did three years ago.

Influencer marketing is the hot topic for marketers in 2018 – and for good reason. Consumers (in particular Millennials and Generation Z) are getting better at tuning out advertisements (at a somewhat alarming rate, if you’re an advertiser).

At the same time, influencers are on the rise – and people listen to what they have to say. 40% of consumers say they have purchased an item after seeing an influencer use it on Twitter, Vine, YouTube, or Instagram, and teens’ emotional attachment to YouTube stars is 7x greater than that for traditional celebrities like Seth Rogen or Jennifer Lawrence. Not surprisingly, 73% of marketers say they are allocating part of their budget towards influencer marketing.

This bears out in conversations we have with the e-commerce brands in our network – virtually every brand we talk to is highly interested in influencer marketing. Most, however, know little about it or don’t have time to devote to it. Many who have tried it find it resource-intensive and difficult to measure success, and some have encountered problems with fake influencers with inflated statistics. The bottom line: marketers need help in getting a positive ROI in their influencer marketing campaigns.

The rise of the influencer marketing platforms

While marketing with influencers can be effective, it is also hard to do. Running a campaign with dozens or hundreds of influencers takes a lot of work, and traditional metrics like ROI and EMV (earned media value) are hard to come by. That’s not to mention the challenge of dealing with the many diverging personalities, preferences, and business priorities involved with the numerous influencers a brand needs to work with in parallel.

To help brands through this, the cottage industry of influencer marketing platforms has been born and is now thriving. In fact, the number of startups in this space is exploding, with 40 mature and viable platforms competing in the marketplace based on our latest count.

The challenge for many brands now is in deciding which influencer marketing platform is right for their needs. To help clarify this dynamic and evolving space, we did a deep-dive and explored this new world of influencer marketing platforms and compiled our findings here in this report.

Broadly speaking, influencer marketing platforms fall into four categories:

Single-platform marketplaces focus on single sites like YouTube

These pure-play platforms focus on one social network (predominantly YouTube), connecting brands with influencers on that platform. They mostly serve as a marketplace and directory of top influencers that brands can use to find the right influencers, and these service usually act as an intermediary to aid communication and facilitate payments. These are great for smaller brands with a specific product or message to promote.

Discovery tools help you find influencers

These platforms focus on providing very robust search, filtering, and matching capabilities so that brands can scour the entire universe of influencers across all platforms to identify the ones that are the best candidates to help them promote their message. Most of these companies focus on data analytics to machine learning to crunch through millions of profiles to enable powerful search capabilities. These work well for brands with existing resources to contact influencers and manage campaigns, and just need a powerful way to find the right influencers.

Software-as-a-Service (SaaS) tools focus on providing feature-rich software

These SaaS players are not marketplaces, in that they do not maintain relationships with influencers themselves, rather they provide software that enables brands to better manage their outreach themselves. These companies combine influencer discovery tools with relationship management features (CRM), aiding in the back-and-forth communication required in managing influencer campaigns, and some offer rich campaign analytics as well. SaaS platforms are great for larger brands who are already working with influencers, but who want software to accelerate and expand their current efforts.

Full-service influencer marketing platforms help with the entire process

Full-service influencer marketing platforms combine a SaaS platform with an influencer marketplace, so not only do they provide software to manage the entire influencer management process, they develop relationships with influencers and aid brands in connecting with them. These work well for brands who are serious about running large-scale influencer campaigns, but who lack the dedicated resources to do this.

Quick list of the leading influencer marketing platforms

We analyzed and did deep dives into 40 platforms below, categorized first by the budget they appeal to (small or large), and then the four major segments.

Platform-specific influencer marketplaces

Ifluenz (starts at $15/campaign) – Links marketers and Instagram influencers in many different verticals for product placement
Shoutcart (price depends on influencer’s fee) – Simple place to buy Instagram shout outs
Tribe Group (price depends on influencer’s fee) – Influencers bring completed content to marketers running campaigns
Octoly (pricing not listed) – Similar to Famebit, focuses on non-paid reviews only. Handles shipping of product samples for brands.
Influenster (pricing not listed) – Hands-off marketplace for health & beauty brands to send product out for review
Famebit (price depends on influencer’s fee) – Leading YouTube marketplace (now owned by Google!)

Influencer discovery platforms

  • Heepsy (starts at $29/mo) – An affordable Instagram search tool with a focus on international influencers
  • BuzzSumo (starts at $70/mo) – Search over 1 million pieces of content to find relevant influencers, and find Twitter influencers by niche
  • Ninja Outreach (starts at $75/mo) – 8 million searchable social profiles and bloggers, quick & easy outreach features
  • Keyhole (starts at $179/mo) – Discover influencers based on hashtags and keywords, has strong all around analytics
  • Klear (starts at $250/mo) – 500 million searchable social profiles, starting at $250/month
  • HYPR (starts at ~$500/mo) – 10 million searchable social profiles, targeting small to medium businesses
  • Onalytica (starts at $550/mo) – 150,000 influencers to pick from, rich influencer analytics and ability to track relationships and conversations
  • NeoReach (starts at ~$4,166/mo) – 3 million searchable social profiles, much deeper data analytics, targeting large enterprise customers

Full service influencer marketing platforms

IZEA (starts at $1/mo) – 250,000 opt-in creators, lots of features to help brands with many types of influencer marketing campaigns
Tomoson (starts at $49/mo) – 50,000 opt-in influencers, full service platform which caters to smaller clients
Open Influence (starts at $50/mo) – 465,000 opt-in influencers, cutting edge AI search capabilities
Intellifluence (starts at $99/month) – Browse through over 15,000 micro-influencers, ideal for small businesses just getting started with influencer marketing
Scrunch (starts at $99/mo) – One of the largest influencer databases, with more than 20 million active profiles of all sizes in almost 25 topic areas
Webfluential (starts at $100/mo) – 15,000 opt-in influencers reviewed by the platform’s staff, AI matches up brands with influencers
Influicity (starts at $199/mo) – Plan & manage campaigns with over 10 million opt-in influencers, offers free version for newbies
Buzzoole (minimum €500/campaign) – 265,238 influencers from 176 countries, focused on content
Hypetap (minimum $1,000 AUD/campaign) – 1,240 invite only, heavily curated influencers, full service platform
TapInfluence (starts at $1,999/mo) – 50,000 opt-in creators, one of the most established and full-featured influencer marketing platforms
The Cirqle (minimum $10,000/campaign) – 10,000 opt in lifestyle influencers, full service with strong Saas platform
Grapevine Logic (price depends on influencer’s fee) – 130,000 YouTube and Instagram influencers specializing in 5 big niches, end-to-end platform with robust analytics
Dealspotr (price depends on influencer’s fee) – 2,500 opt-in creators. Lower-cost platform that focuses on conversion tracking and ROI.
Linqia (performance based payment)- 100,000 opt-in influencers, specializing in small to mid-size influencers
Whalar (depends on campaign) – Opt in roster of influencers, provides matchmaking based on content, content quality driven
Popular Pays (pricing not listed)- Hyper-curated database of 8,000 Instagram micro-influencers, popular with big name brands
BrandBacker (pricing not listed) – 20,000 opt-in influencers, full service influencer marketing platform with lots of live support to help brands manage their campaigns
Mavrck (pricing not listed) – 10.6 million micro-influencers, uses a site plug-in to identify influencers among your customers

Influencer marketing SaaS platforms

Zoomph (starts at $12.75/mo) – for those already running campaigns, this full service platform will identify influencers in your audience
BuzzStream (starts at $24/mo) – Search influencer profiles by keyword & get stats on each profile, good for any size business as a discovery tool
PitchBox (starts at $195/mo) – Automates outreach and CRM with bloggers pulled from the web, well-rounded app that excels at email management
Upfluence (starts at ~$950/mo) – Search engine with access to over 1 million international influencers, great for list building
Traackr (starts at ~$4,166/mo) – Huge searchable database of social profiles with deep data analytics, plus rich CRM features. Targets larger enterprise customers.
GroupHigh (starts at ~$8,000/mo) – Data-centric platform with over 16 million influencers and bloggers, targets companies with large budgets
Julius (pricing not listed) – Searchable database of 100,000 human vetted influencers, only platform to support Twitch
Revfluence (pricing not listed) – 500,000 searchable profiles, plus they make contact information available. Targets mid-size business.

– by Michael Quoc

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